Enter any address in Chilton County, Alabama to see its FEMA flood zone
Flash flooding from intense rainfall events is the primary flood hazard in Chilton County. Over the past 30 years, NOAA Storm Events data indicates 15 flash flood events occurred, resulting in one fatality. More recently, residents experienced significant flash flooding in October 2021 due to a stationary weather system, and in March 2023 as part of a multi-day severe weather outbreak. Tropical storms and depressions have also impacted the county, though less frequently.
National Flood Insurance Program (NFIP) claims data shows that properties designated as Zone A have experienced claims with an average water depth of 3.0 feet and payouts averaging $36,267. Properties in Zone X_Shaded have also seen claims with an average water depth of 1.0 foot and payouts averaging $10,402. Homeowners in Zone A and Zone X_Shaded, as well as those in areas with unknown flood zone designations, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Chilton County, Alabama has recorded 21 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods. The county has received 24 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Hurricane | Sep 22, 2024 |
| Hurricane Zeta | Hurricane | Oct 28, 2020 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Apr 19, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Nate | Hurricane | Oct 6, 2017 |
| Hurricane Irma | Hurricane | Sep 8, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Jan 22, 2012 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Apr 27, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Feb 13, 2025 | 0.00K |
| Flash Flood | Mar 26, 2023 | 0.00K |
| Flash Flood | Oct 4, 2021 | 0.00K |
| Tropical Storm | Oct 29, 2020 | 0.00K |
| Flash Flood | Apr 19, 2020 | 0.00K |
| Flash Flood | May 30, 2018 | 0.00K |
| Tropical Storm | Oct 8, 2017 | 0.00K |
| Flash Flood | Jan 24, 2010 | 5.00K |
| Flash Flood | Sep 21, 2009 | 50.00K |
| Tropical Depression | Nov 9, 2009 | 2.00K |
Flash Flood — Feb 13, 2025
Severe weather was anticipated across southern parts of Central Alabama during the late evening of February 12 and into early February 13. As much of Central Alabama remained cool with cloud cover and light rainfall much of the day on February 12, a warm front became stalled over south-central Alabama and struggled to lift northward. Rainfall intensified over the Birmingham and Montgomery areas...
Flash Flood — Mar 26, 2023
A multi-day severe weather event produced all modes of severe weather across Central Alabama. An upper low parked over the Midwest States and an upper ridge over the Florida Peninsula produced a deep layer of moisture and shear over Alabama. A slow moving surface cold front provided the focus for severe storms late Saturday night and continuing through Monday morning.
Flash Flood — Oct 4, 2021
An upper level trough just west of the Mississippi River on October 3rd become stationary and evolved into a closed upper low by October 5th. The closed upper low remained nearly stationary for 48 hours and before finally lifting northward on October 7th. This system brought a variety of severe weather across Central Alabama over a five day period, including wind damage, large hail and extensiv...
Tropical Storm — Oct 29, 2020
Tropical cyclone Zeta developed over the Western Caribbean Sea on Saturday, October 24, and slowly moved west. The tropical storm emerged into the Southern Gulf of Mexico on Tuesday, October 27th. Zeta turned northwest and became a hurricane on Wednesday, October 28th. Zeta made landfall in southeast Louisiana late on Wednesday, then moved northeast into southwest Alabama late Wednesday night. ...
Flash Flood — Apr 19, 2020
A low-amplitude trough affected the Gulf Coast region April 19th with Central Alabama impacts consisting of two significant straight-line wind events (resulting in injuries), with other storms producing large hail and flash flooding. This activity was mainly focused south of Interstate 20.||During the morning of the 19th, a warm front was located along the immediate Gulf Coast, placing all of C...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Chilton County, Alabama:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Chilton County, Alabama that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.