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Fayette County, Alabama Flood Zones

Check an Address in Fayette County

Enter any address in Fayette County, Alabama to see its FEMA flood zone

The Flooding Character of Fayette County

Flash flooding from thunderstorms is the most frequent type of flood event recorded in Fayette County, AL over the last 30 years, with 15 occurrences. Tropical storms and depressions have also contributed to flood risk, with a total of three such events recorded in the same period. Recent examples include flash flooding associated with slow-moving thunderstorms on April 6, 2025, and heavy rainfall from a line of thunderstorms on February 23, 2022, which produced 2-3 inches of rain in the northwest portions of the county.

Residents in Fayette County should be aware of their specific flood risk, particularly those living in areas prone to flash flooding or near waterways that can experience rapid rises. Homeowners and real estate agents should consult flood zone maps to understand potential risks, especially for properties located in areas without a Base Flood Elevation (BFE).

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Fayette County

7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Alabama flood stories →

Flood Risk Data for Fayette County

Fayette County, Alabama has recorded 18 flood-related events since 1996 according to NOAA's Storm Events Database, including 15 flash floods. The county has received 21 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Fayette County Disaster History

FEMA Disaster Declarations (1974–2024)

Disaster Declarations
21
Flood/Coastal Disasters
1
Hurricane Disasters
1
Latest Disaster
Hurricane Helene (2024-09-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Fayette County

DeclarationTypeDate
Hurricane HeleneHurricaneSep 22, 2024
Hurricane SallyHurricaneSep 14, 2020
Severe Storms And FloodingSevere StormFeb 5, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane IrmaHurricaneSep 8, 2017
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormDec 23, 2015
Severe Storms, Tornadoes, And Straight-line WindsSevere StormApr 27, 2011
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormApr 15, 2011
Hurricane GustavHurricaneAug 29, 2008

Recorded Flood Events in Fayette County

NOAA Storm Events Database (1996–2025)

Total Flood Events
18
Flash Floods
15
Hurricanes/Tropical Storms
3
Total Property Damage
$680,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Fayette County

TypeDateDamage
Flash FloodApr 6, 20250.00K
Flash FloodFeb 23, 20220.00K
Flash FloodFeb 17, 20220.00K
Flash FloodJul 4, 20130.00K
Flash FloodMay 8, 20120.00K
Flash FloodApr 20, 201130.00K
Flash FloodMar 9, 20110.00K
Flash FloodSep 20, 20090.00K
Flash FloodSep 18, 200910.00K
Flash FloodJan 6, 200910.00K

Fayette County Flood History

Flash Flood — Apr 6, 2025

Deep-layer ridging over the Southeast United States held up a trough over the Central United States for the first few days of April, leading to a prolonged and significant severe weather and flooding event from Texas to Ohio and West Virginia along a stalled boundary. As the ridge began to retreat eastward, a cold front slowly progressed through Central Alabama on April 6, with an all-hazards w...

Flash Flood — Feb 23, 2022

A line of thunderstorms ahead of a slow moving cold front produced periods of heavy rainfall over a several period over the northwest portions of central Alabama. Rainfall totals averaged 2-3 inches.

Flash Flood — Feb 17, 2022

A highly sheared and dynamic storm system produced numerous strong and severe thunderstorms during the afternoon and evening hours on February 17th. Several supercells developed along a pre-frontal trough, which produced a few tornadoes. Additionally, several rounds of heavy rain produced some flash flooding along and|north of I-20, and strong gradient winds ahead of the front caused scattered ...

Flash Flood — Jul 4, 2013

The first week of July 2013 was a wet one as a plume of tropical moisture streamed northward from the Gulf of Mexico, across the southeastern United States, and northeastward along the Appalachians. With a persistent mid level trough to its west and a ridge to its east, this stream of moisture continued for many days. Precipitable water values reached over two inches locally and after several d...

Flash Flood — May 8, 2012

On Tuesday, May 8, slow-moving clusters of thunderstorms and heavy rain developed ahead of an approaching cold front and moved into northwest central Alabama, producing flash flooding and isolated sub-severe wind damage.

Source: NOAA National Weather Service Storm Events Database.

Alabama Statewide Flood Insurance Data

Total NFIP Claims
44,861
Total Claims Paid
$1.2B

Flood Zone Types in Fayette County

FEMA assigns flood zone designations to areas in Fayette County, Alabama:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Fayette County

Properties in Fayette County, Alabama that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.