Enter any address in Geneva County, Alabama to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent flood event in Geneva County, with 44 occurrences in the last 30 years. Recent examples include flash flooding on July 30, 2025, caused by scattered afternoon thunderstorms, and a significant flash flood event on February 12, 2024, associated with a line of thunderstorms that brought heavy rainfall to the region. Tropical Storms and Hurricanes have also impacted the county, with Hurricane Helene producing tropical storm force wind gusts on September 26, 2024.
National Flood Insurance Program (NFIP) data shows that Zone A has had the highest number of claims at 74, with an average payout of $20,288 and an average water depth of 4.1 feet. Zone X also shows a notable number of claims, with 25 claims and an average payout of $18,336, though with a higher average water depth of 9.0 feet. Residents in Zone A and Zone X, as well as those in areas with unknown flood zone designations, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
37 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Geneva County, Alabama has recorded 69 flood-related events since 1996 according to NOAA's Storm Events Database, including 44 flash floods and 13 river or area floods. The county has received 33 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1975–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Hurricane | Sep 22, 2024 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 10, 2018 |
| Hurricane Nate | Hurricane | Oct 6, 2017 |
| Hurricane Irma | Hurricane | Sep 8, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 23, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 28, 2014 |
| Hurricane Isaac | Hurricane | Aug 26, 2012 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 30, 2025 | 0.00K |
| Tropical Storm | Sep 26, 2024 | 0.00K |
| Flash Flood | Sep 26, 2024 | 0.00K |
| Flash Flood | May 18, 2024 | 0.00K |
| Flash Flood | May 17, 2024 | 0.00K |
| Flash Flood | Feb 12, 2024 | 0.00K |
| Flash Flood | Mar 9, 2024 | 0.00K |
| Flash Flood | Mar 18, 2022 | 0.00K |
| Flash Flood | Sep 18, 2021 | 5.00K |
| Tropical Storm | Aug 16, 2021 | 3.00K |
Flash Flood — Jul 30, 2025
A moist and unstable summer airmass led to the development of scattered afternoon thunderstorms, a few of which were strong to severe.
Tropical Storm — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — May 18, 2024
During the early morning hours of May 17th, a long lived derecho that impacted the north central Gulf coast clipped portions of Gulf and Franklin counties with significant wind gusts in excess of hurricane force measured, along with impacts to trees and power lines and minor structural damage. Later in the day and on May 18th, additional rounds of severe storms impacted the tri-state area with ...
Flash Flood — May 17, 2024
During the early morning hours of May 17th, a long lived derecho that impacted the north central Gulf coast clipped portions of Gulf and Franklin counties with significant wind gusts in excess of hurricane force measured, along with impacts to trees and power lines and minor structural damage. Later in the day and on May 18th, additional rounds of severe storms impacted the tri-state area with ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Geneva County, Alabama:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Geneva County, Alabama that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.