FloodZoneMap.org

Gulf Shores, Alabama Flood Zones

Check an Address in Gulf Shores

Enter any address in Gulf Shores, Alabama to see its FEMA flood zone

Flood Risk in Gulf Shores, Alabama

Gulf Shores has a population of 15,014 residents. Like many communities in Alabama, properties in Gulf Shores may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Gulf Shores. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Gulf Shores

FEMA assigns flood zone designations to areas in Gulf Shores, Alabama:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Gulf Shores

Properties in Gulf Shores that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Alabama flood zone data →