Enter any address in Henry County, Alabama to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent flood event in Henry County, AL, with 17 occurrences recorded in the last 30 years. This is followed by tropical storm events, which have occurred 10 times in the same period. Recent examples include flash flooding associated with severe thunderstorms in March 2024 and peripheral effects from Hurricane Helene in September 2024, which brought tropical storm-force wind gusts to the region.
National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced 10 claims with an average payout of $16,556 and an average water depth of 4.0 feet. Properties in Zone X have had 6 claims, with a higher average payout of $41,879, though the average water depth was significantly lower at 0.3 feet. Homeowners in Zone A, and those located near rivers or in low-lying areas, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
21 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Henry County, Alabama has recorded 31 flood-related events since 1996 according to NOAA's Storm Events Database, including 17 flash floods and 3 river or area floods. The county has received 28 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1975–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Hurricane | Sep 22, 2024 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Apr 19, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 10, 2018 |
| Hurricane Nate | Hurricane | Oct 6, 2017 |
| Hurricane Irma | Hurricane | Sep 8, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 23, 2015 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Apr 27, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 26, 2024 | 0.00K |
| Flash Flood | Sep 25, 2024 | 0.00K |
| Flash Flood | May 18, 2024 | 0.00K |
| Flash Flood | Sep 15, 2024 | 0.00K |
| Flash Flood | Sep 14, 2024 | 0.00K |
| Flash Flood | Mar 9, 2024 | 0.00K |
| Flash Flood | Jun 21, 2023 | 0.00K |
| Flash Flood | Jun 15, 2023 | 0.00K |
| Tropical Storm | Aug 16, 2021 | 0.00K |
| Flash Flood | Sep 16, 2020 | 0.00K |
Tropical Storm — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — Sep 25, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — May 18, 2024
During the early morning hours of May 17th, a long lived derecho that impacted the north central Gulf coast clipped portions of Gulf and Franklin counties with significant wind gusts in excess of hurricane force measured, along with impacts to trees and power lines and minor structural damage. Later in the day and on May 18th, additional rounds of severe storms impacted the tri-state area with ...
Flash Flood — Sep 15, 2024
Several showers and thunderstorms developed in association with the remnants of Hurricane Francine and a stalled frontal boundary. Several areas of rotation were detected, but no tornado touchdowns were reported. There was one report of a tree down in Walton county. In addition, heavy rainfall led to areas of flash flooding.
Flash Flood — Sep 14, 2024
Several showers and thunderstorms developed in association with the remnants of Hurricane Francine and a stalled frontal boundary. Several areas of rotation were detected, but no tornado touchdowns were reported. There was one report of a tree down in Walton county. In addition, heavy rainfall led to areas of flash flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Henry County, Alabama:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Henry County, Alabama that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.