Enter any address in Lawrence County, Alabama to see its FEMA flood zone
Flash flooding from heavy rainfall is the dominant flood character in Lawrence County, AL. Over the past 30 years, NOAA Storm Events data shows 51 flash flood events, alongside 16 general flood events, one tropical storm, and one tropical depression. For example, on April 24, 2025, heavy rainfall and slow-moving thunderstorms caused flash flooding in and around Moulton, AL, with a Flood Watch in effect.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $23,551 and an average water depth of 2.4 feet. Claims in Zone X, while fewer, have shown higher average water depths, reaching 4.7 feet with an average payout of $8,534. Homeowners in Zone A, as well as those in areas with higher water depths like Zone X, should pay close attention to their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
20 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lawrence County, Alabama has recorded 69 flood-related events since 1996 according to NOAA's Storm Events Database, including 51 flash floods and 16 river or area floods. The county has received 22 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Hurricane | Sep 22, 2024 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Irma | Hurricane | Sep 8, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 23, 2015 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Apr 27, 2011 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 15, 2011 |
| Hurricane Gustav | Hurricane | Aug 29, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 24, 2025 | 0.00K |
| Flood | Sep 15, 2024 | 0.00K |
| Flood | Sep 14, 2024 | 0.00K |
| Flash Flood | Sep 14, 2024 | 0.00K |
| Flood | May 10, 2023 | 0.00K |
| Flash Flood | Aug 30, 2020 | 0.00K |
| Flash Flood | Feb 10, 2020 | 0.00K |
| Flood | Dec 29, 2019 | 0.00K |
| Flood | Feb 23, 2019 | 0.00K |
| Flood | Feb 21, 2019 | 0.00K |
Flash Flood — Apr 24, 2025
Heavy rainfall and numerous slow-moving thunderstorms traversed portions of Northern Alabama on April 24th. A Flood Watch was in effect, and several locations in and around Moulton, AL experienced flash flooding from the heavy rainfall episode.
Flood — Sep 15, 2024
As the remains of Tropical System Francine slowly meandered through the mid South, a persistent band of showers and thunderstorms produced very heavy rainfall totals over the two day period from the 13th into the 14th. Some of the heaviest rains occurred during the evening of the 13th into the morning hours of the 14th in parts of northwest and north central Alabama. Widespread rain totals of ...
Flood — Sep 14, 2024
As the remains of Tropical System Francine slowly meandered through the mid South, a persistent band of showers and thunderstorms produced very heavy rainfall totals over the two day period from the 13th into the 14th. Some of the heaviest rains occurred during the evening of the 13th into the morning hours of the 14th in parts of northwest and north central Alabama. Widespread rain totals of ...
Flash Flood — Sep 14, 2024
As the remains of Tropical System Francine slowly meandered through the mid South, a persistent band of showers and thunderstorms produced very heavy rainfall totals over the two day period from the 13th into the 14th. Some of the heaviest rains occurred during the evening of the 13th into the morning hours of the 14th in parts of northwest and north central Alabama. Widespread rain totals of ...
Flood — May 10, 2023
A band of thunderstorms developed during the afternoon hours in northwest into central Alabama, which lifted slowly northeast during the early evening hours. Very heavy downpours resulted in flash flooding in parts of northwest Alabama, including the Florence area. Rainfall amounts reached 3-5 inches in a few isolated locations. A gust front produced strong and gusty winds in parts of north ce...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lawrence County, Alabama:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lawrence County, Alabama that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.