Enter any address in Limestone County, Alabama to see its FEMA flood zone
Flash flooding from heavy rainfall events is the most frequent type of flooding in Limestone County, AL, accounting for 67 events in the last 30 years. Other flood types, including general floods and tropical systems, have also occurred. Recent examples include flash flooding in June 2025, which caused widespread flooding, road closures, and evacuations in areas like Harvest, with water levels reaching 6-12 inches in apartments. Additionally, heavy rainfall contributed to flooding in March 2023, with bands of 3-6 inches of rain reported across the region.
NFIP claims data shows that properties in Zone X have experienced the most claims, with an average payout of $22,074 and an average water depth of 1.0 foot. While Zone X_SHADED had only one claim, it reported a significantly higher average water depth of 12.0 feet. Homeowners in areas designated as Zone A, Zone V, and Zone X_SHADED should pay particular attention to flood risk, as these zones have experienced flooding with varying depths and claim payouts.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
29 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Limestone County, Alabama has recorded 92 flood-related events since 1996 according to NOAA's Storm Events Database, including 67 flash floods and 22 river or area floods. The county has received 22 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Hurricane | Sep 22, 2024 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Severe Storms And Flooding | Severe Storm | Feb 5, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Irma | Hurricane | Sep 8, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 28, 2014 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Apr 27, 2011 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 15, 2011 |
| Hurricane Gustav | Hurricane | Aug 29, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 22, 2025 | 0.00K |
| Flash Flood | Jul 21, 2023 | 0.00K |
| Flood | Jan 3, 2023 | 0.00K |
| Flood | Mar 2, 2023 | 0.00K |
| Flash Flood | Jan 1, 2022 | 0.00K |
| Flash Flood | Sep 18, 2021 | 0.00K |
| Flash Flood | Feb 10, 2020 | 0.00K |
| Flood | Feb 6, 2020 | 0.00K |
| Flood | Nov 30, 2019 | 0.00K |
| Flood | Jan 23, 2019 | 0.00K |
Flash Flood — Jun 22, 2025
Heavy rainfall over a 3-4 hour period led to widespread flash and nuisance flooding across portions of Limestone and Madison Counties during the afternoon and early evening hours of the 22nd. Several roads were closed and numerous families had to be evacuated from their homes and apartments during the flooding in Harvest in Madison County, AL. 6-12 of water affected the apartments in Harvest, f...
Flash Flood — Jul 21, 2023
Thunderstorms repeatedly moved across from NW to SE across Central Madison County, dumping in excess of 7.5 in Harvest, AL. This heavy rainfall caused widespread flash flooding, closing roads, and water into several homes in Harvest, Monrovia, and portions of North Huntsville.
Flood — Jan 3, 2023
A quasi-linear convective system progressed east through north Alabama and southern middle Tennessee from the late morning through the middle afternoon hours. A supercell within the line produced an EF-1 tornado in Franklin County northwest of Russellville. Damaging winds were reported at times along this line, knocking down trees, power lines, and producing damage to some homes. A second are...
Flood — Mar 2, 2023
Supercells erupted during the late afternoon and early evening hours in northern Mississippi and spread east across north Alabama during the rest of the evening into the overnight hours. At least one tornado was determined to produce damage in northern Madison County near New Market. Other reports of damaging winds were reported. The other impact from this evening was excessive rainfall and fl...
Flash Flood — Jan 1, 2022
An unusual severe weather event for this time of year, supercell thunderstorms developed during the afternoon into the early evening hours along and ahead of a cold front. These thunderstorms produced four tornadoes in north Alabama. Also, several thunderstorm wind damage reports were received. In addition, excessive rainfall led to some brief flash flooding in north central Alabama.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Limestone County, Alabama:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Limestone County, Alabama that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.