Enter any address in Talladega County, Alabama to see its FEMA flood zone
Flash flooding from severe thunderstorms is the dominant flood character in Talladega County. Between 2014 and 2024, NOAA Storm Events data recorded 32 flash flood events, alongside 8 general flood events, 5 tropical storms, and 2 tropical depressions. Recent examples include localized flooding and minor wind damage from summertime thunderstorms on July 9, 2023, and damaging wind gusts and hail from slow-moving thunderstorms on June 8, 2022.
National Flood Insurance Program (NFIP) claims data from Talladega County indicates that properties in Zone A have experienced the most frequent claims, with 51 claims averaging $19,891 and an average water depth of 2.7 feet. Properties in Zone X also show significant claims, averaging $30,196 with a water depth of 0.8 feet, despite fewer total claims. Homeowners in Zone A, and those in Zone X, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
16 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Talladega County, Alabama has recorded 47 flood-related events since 1996 according to NOAA's Storm Events Database, including 32 flash floods and 8 river or area floods. The county has received 25 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Hurricane | Sep 22, 2024 |
| Hurricane Zeta | Hurricane | Oct 28, 2020 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Nate | Hurricane | Oct 6, 2017 |
| Hurricane Irma | Hurricane | Sep 8, 2017 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Apr 27, 2011 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 15, 2011 |
| Hurricane Gustav | Hurricane | Aug 29, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Mar 15, 2025 | 0.00K |
| Flash Flood | May 9, 2024 | 0.00K |
| Flash Flood | Jul 9, 2023 | 0.00K |
| Flash Flood | Mar 22, 2022 | 0.00K |
| Flash Flood | Jun 8, 2022 | 0.00K |
| Tropical Storm | Oct 29, 2020 | 0.00K |
| Flood | Feb 22, 2019 | 0.00K |
| Tropical Storm | Sep 11, 2017 | 0.00K |
| Tropical Storm | Oct 8, 2017 | 0.00K |
| Flash Flood | Dec 25, 2015 | 0.00K |
Flash Flood — Mar 15, 2025
A significant severe weather event unfolded across Central Alabama on March 15, with 15 tornadoes, several instances of straight-line wind damage, and isolated flooding. An initial round of storms during the early morning brought reports of large hail in Pickens and Walker counties, followed by an afternoon round with several strong, long-track tornadoes. Of the 15 tornadoes, five were rated EF...
Flash Flood — May 9, 2024
An upper-level shortwave moving southward across the South along with an associated surface cold front instigated an outbreak of severe weather across Tennessee and North Alabama. This activity reached Central Alabama by the morning of May 9 in the form of a Mesoscale Convective System (MCS) which affected portions of the state east of I-65 with numerous reports of tree damage. A second wave of...
Flash Flood — Jul 9, 2023
Typical summertime thunderstorms produced some minor wind damage, localized flooding, and two injuries due to lightning.
Flash Flood — Mar 22, 2022
Several supercell thunderstorms developed ahead of a QLCS in advance of a cold front. One supercell produced three weak tornadoes, with another QLCS producing a weak tornado. Training thunderstorms resulted in many instances of flash flooding and river flooding, with three flash flood fatalities occurring in Tuscaloosa County.
Flash Flood — Jun 8, 2022
Several rounds of showers and thunderstorms occurred across North Central Alabama from the afternoon of June 7th through the evening of June 8th. The activity was the result several upper-level disturbances moving over a slow moving surface front. Some storms were strong to severe at times with damaging wind gusts, as well as large hail. Many of these thunderstorms went on to evolve into cluste...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Talladega County, Alabama:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Talladega County, Alabama that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.