Enter any address in Tallapoosa County, Alabama to see its FEMA flood zone
Flash flooding from severe weather events is the most frequent type of flooding in Tallapoosa County, AL, with 16 such events recorded in the last 30 years. Other flood-producing events include tropical storms, tropical depressions, and general flooding. Recent examples include flash flooding on March 27, 2023, and September 19, 2021, both associated with slow-moving weather systems and ample moisture. Tropical Storm Zeta also brought heavy rains to the region on October 29, 2020.
While most flood claims in Tallapoosa County have occurred in Zone X, these claims have resulted in lower average payouts and water depths. Claims in Zone A, though fewer, have shown significantly higher average payouts and negative water depths, indicating more severe inundation. Homeowners in areas designated as Zone A, as well as those residing near rivers or in low-lying areas, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
8 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Tallapoosa County, Alabama has recorded 25 flood-related events since 1996 according to NOAA's Storm Events Database, including 16 flash floods and 3 river or area floods. The county has received 20 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Hurricane | Sep 22, 2024 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Mar 24, 2023 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Jan 12, 2023 |
| Hurricane Sally | Hurricane | Sep 14, 2020 |
| Severe Storms, Straight-line Winds, And Tornadoes | Severe Storm | Apr 19, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Irma | Hurricane | Sep 8, 2017 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Apr 27, 2011 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 15, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Mar 27, 2023 | 0.00K |
| Flash Flood | Sep 19, 2021 | 0.00K |
| Tropical Storm | Oct 29, 2020 | 0.00K |
| Tropical Storm | Sep 11, 2017 | 0.00K |
| Flood | Apr 7, 2014 | 0.00K |
| Flood | Dec 22, 2013 | 0.00K |
| Flash Flood | Jul 20, 2011 | 10.00K |
| Flash Flood | May 3, 2010 | 100.00K |
| Flash Flood | Sep 19, 2009 | 5.00K |
| Flash Flood | Sep 14, 2009 | 5.00K |
Flash Flood — Mar 27, 2023
A multi-day severe weather event produced all modes of severe weather across Central Alabama. An upper low parked over the Midwest States and an upper ridge over the Florida Peninsula produced a deep layer of moisture and shear over Alabama. A slow moving surface cold front provided the focus for severe storms late Saturday night and continuing through Monday morning.
Flash Flood — Sep 19, 2021
A tropical air mass covered Alabama on September 18-19 with precipitable water values over 2 inches. An nearly stationary upper low near the Texas and Louisiana state line provided lift and instability for showers and thunderstorms across the Central Gulf States. An inverted surface trough was located along the I-20 corridor on September 18th, and provided a focus for slow moving thunderstorms ...
Tropical Storm — Oct 29, 2020
Tropical cyclone Zeta developed over the Western Caribbean Sea on Saturday, October 24, and slowly moved west. The tropical storm emerged into the Southern Gulf of Mexico on Tuesday, October 27th. Zeta turned northwest and became a hurricane on Wednesday, October 28th. Zeta made landfall in southeast Louisiana late on Wednesday, then moved northeast into southwest Alabama late Wednesday night. ...
Tropical Storm — Sep 11, 2017
Hurricane Irma made landfall on the west coast of the Florida peninsula on September 10th. The hurricane tracked northward across Florida and weakened into a tropical storm on September 11th as it moved into southwest Georgia Tropical Storm Warnings were in effect for east central Alabama as Tropical Storm Irma approached east Alabama. Steady rains overspread the region by early morning, with ...
Flood — Apr 7, 2014
On Sunday, April 6, a low pressure system developed in the northwestern Gulf of Mexico in response to a longwave trough crossing the central United States. The surface low tracked northeastward into Tennessee, bringing a warm front northward across Central Alabama. Warm, moist air rode over the warm front, leading to development of a large rain shield to the north of the frontal boundary. This ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Tallapoosa County, Alabama:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Tallapoosa County, Alabama that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.