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Paradise Valley, Arizona Flood Zones

Check an Address in Paradise Valley

Enter any address in Paradise Valley, Arizona to see its FEMA flood zone

Flood Risk in Paradise Valley, Arizona

Paradise Valley has a population of 12,658 residents. Like many communities in Arizona, properties in Paradise Valley may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Paradise Valley. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Arizona Statewide Flood Data

Total NFIP Claims
5,320
Total Claims Paid
$62.6M
Active Policies
506,265
Avg Premium
$677/yr
Disaster Declarations
346
Peak Claims Year
1983

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Paradise Valley

FEMA assigns flood zone designations to areas in Paradise Valley, Arizona:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Paradise Valley

Properties in Paradise Valley that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Arizona is approximately $677 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Arizona flood zone data →