Enter any address in Yavapai County, Arizona to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Yavapai County. Over the last 30 years, NOAA Storm Events data shows 318 flash flood events and 39 general flood events. Recent examples include flash flooding and elevated creek flows on November 18, 2025, and flash flooding following thunderstorms on August 25, 2025.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims (223), with an average payout of $15,294 and an average water depth of 3.4 feet. However, properties in Zone X have seen a higher average water depth of 6.7 feet, despite fewer claims (70) and a lower average payout of $11,583. Homeowners in Zone A, and those in any flood zone with a history of significant water depth, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
48 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Yavapai County, Arizona has recorded 357 flood-related events since 1996 according to NOAA's Storm Events Database, including 318 flash floods and 39 river or area floods. The county has received 26 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2022)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Crooks Fire | Fire | Apr 18, 2022 |
| Spur Fire | Fire | May 27, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| 89 East Fire | Fire | May 11, 2018 |
| Goodwin Fire | Fire | Jun 24, 2017 |
| Tenderfoot Fire | Fire | Jun 8, 2016 |
| Yarnell Hill Fire | Fire | Jun 30, 2013 |
| Doce Fire | Fire | Jun 18, 2013 |
| Severe Winter Storms And Flooding | Severe Storm | Jan 18, 2010 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Sep 28, 2025 | 0.00K |
| Flash Flood | Sep 26, 2025 | 0.00K |
| Flash Flood | Aug 26, 2025 | 0.00K |
| Flash Flood | Aug 25, 2025 | 0.00K |
| Flash Flood | Aug 21, 2025 | 0.00K |
| Flash Flood | Nov 18, 2025 | 0.00K (1 deaths) |
| Flash Flood | Jul 16, 2025 | 0.00K |
| Flash Flood | Oct 11, 2025 | 0.00K |
| Flash Flood | Oct 10, 2025 | 0.00K |
| Flash Flood | Jul 3, 2025 | 0.00K |
Flash Flood — Sep 28, 2025
An early season low pressure system moved into southeastern California and cut off from the main steering flow. Leftover monsoon moisture from the subtropics combined with the stalled low pressure system and brought a 4 day period of severe weather and flash flooding.
Flash Flood — Sep 26, 2025
An early season low pressure system moved into southeastern California and cut off from the main steering flow. Leftover monsoon moisture from the subtropics combined with the stalled low pressure system and brought a 4 day period of severe weather and flash flooding.
Flash Flood — Aug 26, 2025
Deep monsoon moisture led to multiple thunderstorms throughout the day. Some of the storms produced heavy rain that led to flash flooding.
Flash Flood — Aug 25, 2025
A large mesoscale convective system formed over northern Mexico and moved north into Arizona. This feature produced severe weather in southern Arizona and a large haboob dust storm that tracked all the way into southern Yavapai County. The following thunderstorms progressed through northern Arizona and produced heavy rain and some flash flooding.
Flash Flood — Aug 21, 2025
Heavy monsoon rain caused some flash flooding in Yavapai County.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Yavapai County, Arizona:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Yavapai County, Arizona that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.