Enter any address in Boone County, Arkansas to see its FEMA flood zone
Flash flooding from severe weather events dominates the flood history of Boone County, accounting for 40 out of 42 recorded flood events over the last 30 years according to the NOAA Storm Events Database. This risk is driven by stationary frontal systems that stall across northern Arkansas and produce significant rainfall totals, as observed during recent events in November 2024 and June 2023.
National Flood Insurance Program records indicate that historical claims are concentrated in designated high-risk areas. Zone A properties account for the majority of claims with 28 filings, resulting in an average payout of $28,531 and an average recorded water depth of 2 inches. Moderate- and low-risk areas have experienced fewer impacts, with Zone X recording 4 claims averaging $14,041 with an average water depth of 3 inches, and Zone X_SHADED recording 1 claim with an average payout of $374 and 0 inches of recorded water depth.
Homeowners, real estate agents, and journalists should pay the closest attention to properties located within Zone A, as these areas bear the heaviest burden of historical flood claims and payouts in the county.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
12 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Boone County, Arkansas has recorded 42 flood-related events since 1996 according to NOAA's Storm Events Database, including 40 flash floods and 2 river or area floods. The county has received 23 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | May 24, 2024 |
| Hurricane Laura | Hurricane | Aug 26, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 26, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Storms And Flooding | Severe Storm | Aug 8, 2013 |
| Severe Storms, Tornadoes, And Associated Flooding | Severe Storm | Apr 14, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 16, 2025 | 0.00K |
| Flash Flood | Nov 4, 2024 | 0.00K |
| Flash Flood | Jun 8, 2023 | 0.00K |
| Flash Flood | Apr 13, 2022 | 0.00K |
| Flash Flood | Aug 21, 2019 | 0.00K |
| Flash Flood | Apr 29, 2017 | 0.00K |
| Flash Flood | Aug 7, 2016 | 0.00K |
| Flash Flood | Aug 5, 2016 | 0.00K |
| Flash Flood | Sep 17, 2014 | 75.00K |
| Flash Flood | Aug 10, 2013 | 0.00K |
Flash Flood — Jul 16, 2025
Heavy rainfall caused isolated flooding over portions of north central Arkansas.
Flash Flood — Nov 4, 2024
A cold front became a stationary front and stalled out across northern Arkansas leading to significant rainfall totals across northern Arkansas which led to numerous reports of flash flooding and significant rainfall totals.
Flash Flood — Jun 8, 2023
A stationary front parked across the state of Arkansas coupled in tandem with an upper level pattern that kept the Natural State just ahead of an approaching trough. The result were the severe weather modes of flash flooding, severe hail, and severe winds.
Flash Flood — Apr 13, 2022
A strong storm system brought multiple rounds of severe weather that led to fairly widespread rainfall and eventually river flooding. One round of severe weather occurred on Monday, April 11th. Large, individual thunderstorms known as supercells developed along the Arkansas River valley of western Arkansas. As these storms slowly drifted east, they produced four tornadoes across Sebastian, Fran...
Flash Flood — Aug 21, 2019
Given dangerous heat, Excessive Heat Warnings were issued for parts of Arkansas for several days by the National Weather Service. Such a headline is posted when heat indices meet or exceed 110 degrees.||Heat continued to be the main headline through the 21st. There were scattered afternoon thunderstorms, mainly in the northern half of the state. A few of the storms were severe.||From the 18th t...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Boone County, Arkansas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Boone County, Arkansas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with a mortgage from a federally regulated or insured lender, or a federally backed loan, are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.