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Fort Smith, Arkansas Flood Zones

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Enter any address in Fort Smith, Arkansas to see its FEMA flood zone

Flood Risk in Fort Smith, Arkansas

Fort Smith has a population of 89,142 residents. Like many communities in Arkansas, properties in Fort Smith may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Fort Smith. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Fort Smith

FEMA assigns flood zone designations to areas in Fort Smith, Arkansas:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Fort Smith

Properties in Fort Smith that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

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