Enter any address in Garland County, Arkansas to see its FEMA flood zone
Flash flooding is the dominant flood character in Garland County, AR, with 70 events recorded in the last 30 years. This type of flooding can occur rapidly, often due to intense rainfall. For example, severe weather in April 2025 brought widespread flash flooding and river flooding across the state, with rainfall totals reaching over one foot in many locations. Earlier in the year, a significant rain event in January 2025 also led to flash flooding in central and northern Arkansas.
Homeowners in Zone A, which has experienced the highest number of National Flood Insurance Program (NFIP) claims, should pay particular attention to flood risk. These claims averaged over $17,000 with water depths of nearly five feet. Properties in Zone X_SHADED and Zone X also have recorded claims, indicating flood risk in these areas as well, though typically with less severe water depths. Residents in these zones, especially those without a home elevated above the Base Flood Elevation (BFE), should be aware of potential flood impacts.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
37 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Garland County, Arkansas has recorded 82 flood-related events since 1996 according to NOAA's Storm Events Database, including 70 flash floods and 7 river or area floods. The county has received 21 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Hurricane Laura | Hurricane | Aug 26, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 7, 2015 |
| Severe Winter Storm | Severe Ice Storm | Dec 25, 2012 |
| Severe Storms, Tornadoes, And Associated Flooding | Severe Storm | Apr 14, 2011 |
| Severe Winter Storm | Severe Ice Storm | Jan 26, 2009 |
| Severe Storms And Flooding Associated With Hurricane Gustav | Hurricane | Sep 2, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 31, 2025 | 0.00K |
| Flash Flood | Jan 30, 2025 | 0.00K |
| Flash Flood | Apr 4, 2025 | 0.00K |
| Flash Flood | Mar 24, 2023 | 0.00K |
| Flash Flood | May 11, 2023 | 0.00K |
| Flash Flood | Feb 8, 2023 | 0.00K |
| Flash Flood | Mar 22, 2022 | 0.00K |
| Flash Flood | Jun 10, 2022 | 0.00K |
| Flash Flood | Apr 29, 2021 | 0.00K |
| Flash Flood | Aug 31, 2020 | 0.00K |
Flash Flood — Jul 31, 2025
Heavy rainfall across central and west central Arkansas lead to isolated flash flooding.
Flash Flood — Jan 30, 2025
A slowly lifting warm front across Arkansas led to a significant rain event across central and northern Arkansas during a period of several days. Rainfall totals mounted across the northern half of the state and by January 30th locations across central and northern Arkansas experienced Flash Flooding after receiving additional rainfall.
Flash Flood — Apr 4, 2025
Severe weather, including widespread flash flooding occurred over a five day period across the entire state. This multiday event featured tornadoes, damaging winds, and very large hail. But by far and large, flash flooding and river flooding were the biggest impacts taken away from this unsettled period of weather due to total rainfall amounts between half a foot to over one foot in many locati...
Flash Flood — Mar 24, 2023
Several inches of rain fell across Arkansas associated with a storm system moving across the region. Flash flooding and some severe weather was noted.
Flash Flood — May 11, 2023
A cold front stalled across the northern counties of Arkansas, and the focus shifted to a storm system headed this way from Texas on the 10th/11th. As the system approached, moisture levels went through the roof. Storm clouds had more than usual moisture to wring out, making them more efficient rain makers. Two to more than four inches of rain dumped from southwest into central sections of Arka...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Garland County, Arkansas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Garland County, Arkansas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.