Enter any address in Lawrence County, Arkansas to see its FEMA flood zone
Flash flooding from heavy rainfall events is the dominant flood character in Lawrence County. Over the past 30 years, NOAA Storm Events data shows 74 flood events and 45 flash flood events. For example, widespread flash flooding occurred across the state for five days in early April 2025 due to rainfall totals between half a foot to over one foot in many locations. Another significant rain event in late January 2025 led to flash flooding across central and northern Arkansas after several days of mounting rainfall totals.
FEMA National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced a high volume of claims, with an average payout of $18,298 and an average water depth of 9.8 feet. While Zone X properties have seen fewer claims, their average payout is higher at $27,011, though with a significantly lower average water depth of 1.8 feet. Homeowners in Zone A, or those in any location experiencing significant water depth, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
31 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lawrence County, Arkansas has recorded 121 flood-related events since 1996 according to NOAA's Storm Events Database, including 45 flash floods and 74 river or area floods. The county has received 23 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms And Tornadoes | Severe Storm | Mar 14, 2025 |
| Hurricane Laura | Hurricane | Aug 26, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 26, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Storms,tornadoes, And Flooding | Severe Storm | Apr 27, 2014 |
| Severe Storms, Tornadoes, And Associated Flooding | Severe Storm | Apr 14, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jun 30, 2025 | 0.00K |
| Flood | Jan 30, 2025 | 0.00K |
| Flash Flood | Jan 30, 2025 | 0.00K |
| Flood | Jun 28, 2025 | 0.00K |
| Flood | May 24, 2025 | 0.00K |
| Flash Flood | Oct 18, 2025 | 0.00K |
| Flood | Jun 16, 2025 | 0.00K |
| Flash Flood | Jun 15, 2025 | 0.00K |
| Flood | Feb 15, 2025 | 0.00K |
| Flood | Feb 12, 2025 | 0.00K |
Flood — Jun 30, 2025
River flooding was observed at a couple points along the Black River.
Flood — Jan 30, 2025
River flooding would begin in late January and remain going into the month of February. A crest would occur in minor flood stage in late January and the river would remain above flood stage going into February.
Flash Flood — Jan 30, 2025
A slowly lifting warm front across Arkansas led to a significant rain event across central and northern Arkansas during a period of several days. Rainfall totals mounted across the northern half of the state and by January 30th locations across central and northern Arkansas experienced Flash Flooding after receiving additional rainfall.
Flood — Jun 28, 2025
River flooding was observed at a couple points along the Black River.
Flood — May 24, 2025
River flooding was observed along the Cache, Black, and Fourche LaFave Rivers.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lawrence County, Arkansas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lawrence County, Arkansas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.