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Little Rock, Arkansas Flood Zones

Check an Address in Little Rock

Enter any address in Little Rock, Arkansas to see its FEMA flood zone

Flood Risk in Little Rock, Arkansas

Little Rock has a population of 202,591 residents. Like many communities in Arkansas, properties in Little Rock may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Little Rock. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Arkansas Statewide Flood Data

Total NFIP Claims
10,247
Total Claims Paid
$217.6M
Active Policies
286,939
Avg Premium
$743/yr
Disaster Declarations
1,824
Peak Claims Year
2011

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Little Rock

FEMA assigns flood zone designations to areas in Little Rock, Arkansas:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Little Rock

Properties in Little Rock that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Arkansas is approximately $743 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Arkansas flood zone data →