FEMA flood zones · Arkansas

Logan County, Arkansas Flood Zone Map

7 flood insurance claims·$78,179 paid·5 federal flood & hurricane disasters

13% of Logan County’s area is in FEMA’s high-risk flood zones, and another 2% in shaded X (mostly the 0.2% floodplain and areas behind levees).

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Logan County, Arkansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Logan County floods

Flash flooding from severe weather events dominates the flood history of Logan County, Arkansas. Over the last 30 years, NOAA Storm Events Database records indicate 32 flash flood events compared to 3 general flood events. Recent activity includes multiple accounts of flash flooding on September 22, 2025, caused by a stationary front across northern Arkansas and an approaching outflow boundary from the northwest that resulted in training storms and heavy rainfall.

Federal Emergency Management Agency records show that historical insurance claims have occurred in both high-risk and moderate-to-low risk areas. Properties in Zone A recorded 4 claims with an average payout of $16,095 and an average recorded water depth of 1 inch. Zone X properties recorded 2 claims with an average payout of $14,947 and an average recorded water depth of 1 inch, while Zone X unshaded recorded 1 claim with an average payout of $0 and an average recorded water depth of 0 inches.

Homeowners, real estate agents, and journalists should pay the most attention to properties located within Zone A, as well as those situated in low-lying areas susceptible to rapid accumulation from intense rainfall events.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 1 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 2009, with 3 claims and $70,357 paid, the year of Severe Storms, Tornadoes, and Flooding.

1982: 1 claims2006: 1 claims2008: 1 claims2009: 3 claims2011: 1 claims1980199020002010

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

14 NOAA storm reports from Logan County describe what happened, in the words of the forecasters who covered it. Read the Arkansas flood stories →

Federal disasters

23 federal disaster declarations since 1968, 5 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 23, 2026
Severe Storms, Tornadoes, And FloodingApr 2, 2025
Hurricane LauraAug 26, 2020
Severe Storms And FloodingMay 21, 2019
Severe Storms, Tornadoes, Straight-line Winds, And FloodingDec 26, 2015
Severe Storms, Tornadoes, Straight-line Winds, And FloodingMay 7, 2015
Severe Winter StormDec 5, 2013
Severe Storms, Tornadoes, And FloodingOct 29, 2009

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

35 since 1996: 32 flash floods and 3 river or area floods.

EventDateDamage
Flash FloodSep 22, 2025—
Flash FloodMar 24, 2023—
FloodJan 2, 2023—
Flash FloodMay 22, 2020—
Flash FloodSep 1, 2020—
Flash FloodJun 23, 2019—
Flash FloodJun 5, 2019—
Flash FloodMay 20, 2015—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Sep 22, 2025. A stationary front across northern Arkansas and an approaching outflow boundary from the northwest led to the development of an MCS which led many areas receiving rainfall via training and multiple accounts of flash flooding.

Flash Flood · Mar 24, 2023. Several inches of rain fell across Arkansas associated with a storm system moving across the region. Flash flooding and some severe weather was noted.

Flood · Jan 2, 2023. A few strong to severe thunderstorms moved across Arkansas on the afternoon and evening of the 2nd. Damaging winds and a tornado occurred over portions of far southeast Arkansas. Over central and northern Arkansas, storms occurred but damage was highly localized. Another tornado moved through Jessieville causing damage.

Flash Flood · May 22, 2020. Thunderstorm gusts from 60 to more than 80 mph blew through eastern sections of the state during the afternoon of the 22nd. Trees were toppled (some on houses) in Morton (Woodruff County). Earlier in the day, at least six house fires were triggered by lightning in the Little Rock (Pulaski County) area.||Scattered afternoon and evening severe storms unleashed more wind on the 25th from southwest into central Arkans…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Logan County

If a building in Logan County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.