FEMA flood zones · Arkansas

Marion County, Arkansas Flood Zone Map

9 flood insurance claims·$1.1M paid·4 federal flood & hurricane disasters

1% of Marion County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Marion County, Arkansas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Marion County floods

Flash flooding from severe weather and heavy rainfall dominates the flood history of Marion County. Over the last 30 years, NOAA records show 38 flash flood events resulting in 1 death, alongside 4 standard floods, 2 tropical storms, and 2 tropical depressions.

Recent events illustrate these severe conditions. In April 2025, severe weather brought multiday flash and river flooding driven by half a foot to over a foot of rain. Another dangerous event occurred in July 2024, when a slow-moving cold front dropped 4 to 9 inches of rain in a short timeframe, causing significant flash flooding.

NFIP insurance claims data reflects risk across different zones. Zone A recorded 7 claims with an average payout of $253,764 and an average recorded water depth of 2 inches. Zone X unshaded recorded 1 claim with an average payout of $97,323 and an average recorded water depth of 78 inches. Zone X shaded recorded 1 claim with an average payout of $0 and an average recorded water depth of 0 inches. Property owners in designated high-risk flood zones and those in areas prone to deep, rapid inundation should pay the closest attention to these risks.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 28 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 2024, with 5 claims and $1.0M paid, the year of Severe Storms, Straight-line Winds, Tornadoes, and Flooding.

1979: 1 claims1996: 1 claims2008: 1 claims2011: 1 claims2024: 5 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

18 NOAA storm reports from Marion County describe what happened, in the words of the forecasters who covered it. Read the Arkansas flood stories →

Federal disasters

28 federal disaster declarations since 1969, 4 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 23, 2026
Severe Storms, Tornadoes, And FloodingApr 2, 2025
Severe Storms, Straight-line Winds, Tornadoes, And FloodingMay 24, 2024
Hurricane LauraAug 26, 2020
Severe Storms, Tornadoes, Straight-line Winds, And FloodingApr 26, 2017
Severe Storms, Tornadoes, Straight-line Winds, And FloodingDec 26, 2015
Severe Storms, Tornadoes, Straight-line Winds, And FloodingMay 7, 2015
Severe Winter StormDec 5, 2013

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

46 since 1996: 38 flash floods and 4 river or area floods.

EventDateDamage
Flash FloodApr 4, 2025—
FloodDec 31, 2024—
Flash FloodJul 17, 2024—
Flash FloodNov 4, 2024—
Flash FloodApr 13, 2022—
Flash FloodApr 29, 2021—
Flash FloodFeb 11, 2019—
Flash FloodJun 17, 2016—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Apr 4, 2025. Severe weather, including widespread flash flooding occurred over a five day period across the entire state. This multiday event featured tornadoes, damaging winds, and very large hail. But by far and large, flash flooding and river flooding were the biggest impacts taken away from this unsettled period of weather due to total rainfall amounts between half a foot to over one foot in many locations.

Flood · Dec 31, 2024. Heavy rains led to river flooding on the White River at Clarendon in late December.

Flash Flood · Jul 17, 2024. A slow moving cold front, located near the Arkansas and Missouri borders, set the stage for a dangerous flood event to unfold on the night of the 16th into the morning of the 17th across north-central into central portions of Arkansas. Rainfall amounts of 4 to 9 inches were measured. This much rain in a relatively short amount of time lead to flash flooding, some of which was significant.

Flash Flood · Nov 4, 2024. A cold front became a stationary front and stalled out across northern Arkansas leading to significant rainfall totals across northern Arkansas which led to numerous reports of flash flooding and significant rainfall totals.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Marion County

If a building in Marion County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.