Enter any address in Monroe County, Arkansas to see its FEMA flood zone
River overflow along Arkansas's major waterways is the dominant flood character in Monroe County. Between 2015 and 2024, NOAA data recorded 86 flood events and 20 flash flood events, alongside tropical storm and depression impacts. Recent examples include river flooding along the White, Black, Cache, and Ouachita Rivers in April 2025, which persisted into May. Earlier in 2025, the White River at Clarendon entered minor flood stage in early January, cresting mid-month.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $25,224 and an average water depth of 7.8 feet. Properties in Zone UNKNOWN also show significant claims, with a higher average water depth of 20.4 feet, though fewer claims were filed. Homeowners in areas designated as Zone A, or those with unknown flood zone status, should pay particular attention to potential flood risks.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
22 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Monroe County, Arkansas has recorded 110 flood-related events since 1996 according to NOAA's Storm Events Database, including 20 flash floods and 86 river or area floods. The county has received 27 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1968–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Hurricane Laura | Hurricane | Aug 26, 2020 |
| Severe Storms And Straight-line Winds | Tornado | Apr 12, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Associated Flooding | Severe Storm | Apr 14, 2011 |
| Severe Storms And Flooding | Severe Storm | Dec 23, 2009 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Oct 29, 2009 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 27, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Apr 6, 2025 | 0.00K |
| Flood | May 1, 2025 | 0.00K |
| Flood | Jun 1, 2025 | 0.00K |
| Flood | Jul 1, 2025 | 0.00K |
| Flood | Jan 1, 2025 | 0.00K |
| Flood | Jan 27, 2024 | 0.00K |
| Flood | Feb 1, 2024 | 0.00K |
| Flood | May 1, 2023 | 0.00K |
| Flood | Mar 1, 2023 | 0.00K |
| Flood | Feb 1, 2023 | 0.00K |
Flood — Apr 6, 2025
Heavy rainfall over a multiday period brought flooding to many rivers across Arkansas. Points along the White, Black, Cache, and Ouachita Rivers remained in flood through the remainder of the month.
Flood — May 1, 2025
River flooding which occurred in April carried over into May along the Cache, White, Black, and Ouachita Rivers.
Flood — Jun 1, 2025
River flooding continued from May into June along the Cache, White, Black, and Ouachita Rivers.
Flood — Jul 1, 2025
River flooding occurred along the White and Black Rivers.
Flood — Jan 1, 2025
River flooding would take place on the White River at Clarendon with the river site entering minor flood stage and a crest would take place transitioning from early January into mid January.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Monroe County, Arkansas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Monroe County, Arkansas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.