Enter any address in Montgomery County, Arkansas to see its FEMA flood zone
Flash flooding is the dominant flood character in Montgomery County, AR, with 61 recorded events in the last 30 years. These events have resulted in 20 fatalities. Recent examples include severe weather and widespread flash flooding across the state in April 2025, with rainfall totals ranging from half a foot to over one foot in many areas. Similar conditions, including moderate to heavy rainfall and flash flooding, were also observed in June 2025 due to a stationary front.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the deepest water, averaging 12.2 feet, and higher average payouts of $10,655. Zone X properties have also seen significant claims, with an average payout of $42,612 and water depths averaging 8.6 feet. Homeowners in Zone A and Zone X, as well as those in Zone X_Unshaded, should pay particular attention to their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
37 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Montgomery County, Arkansas has recorded 65 flood-related events since 1996 according to NOAA's Storm Events Database, including 61 flash floods and 4 river or area floods. The county has received 24 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1968–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Hurricane Laura | Hurricane | Aug 26, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Apr 26, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | May 7, 2015 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 30, 2013 |
| Severe Storms, Tornadoes, And Associated Flooding | Severe Storm | Apr 14, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jan 30, 2025 | 0.00K |
| Flash Flood | Jun 19, 2025 | 0.00K |
| Flash Flood | Jun 15, 2025 | 0.00K |
| Flash Flood | Apr 5, 2025 | 0.00K |
| Flash Flood | Apr 25, 2022 | 0.00K |
| Flash Flood | Jun 10, 2022 | 0.00K |
| Flash Flood | Aug 31, 2020 | 0.00K |
| Flash Flood | Aug 29, 2020 | 0.00K |
| Flash Flood | May 23, 2020 | 40.00K |
| Flash Flood | May 17, 2020 | 0.00K |
Flash Flood — Jan 30, 2025
A slowly lifting warm front across Arkansas led to a significant rain event across central and northern Arkansas during a period of several days. Rainfall totals mounted across the northern half of the state and by January 30th locations across central and northern Arkansas experienced Flash Flooding after receiving additional rainfall.
Flash Flood — Jun 19, 2025
An approaching cold front and enough CAPE within the warm sector along with favorable lapse rates would lead to a few instances of hail and flash flooding across central Arkansas.
Flash Flood — Jun 15, 2025
A stationary front across the Mid-West portion of the CONUS led to a ample warm sector with plenty of moisture and warm air streaming into the Natural State which led to multiple days of severe weather which included tornadoes, wind damage, and several instances of flash flooding across the state as Arkansas saw several days of moderate to heavy rainfall.
Flash Flood — Apr 5, 2025
Severe weather, including widespread flash flooding occurred over a five day period across the entire state. This multiday event featured tornadoes, damaging winds, and very large hail. But by far and large, flash flooding and river flooding were the biggest impacts taken away from this unsettled period of weather due to total rainfall amounts between half a foot to over one foot in many locati...
Flash Flood — Apr 25, 2022
After a brief lull in activity, another area of thunderstorms was noted during the early morning hours of the 21st across mainly northeast Arkansas. A few storms produced wind damage and flash flooding. Precipitation did stretch northwestward into portions of southwest Missouri where several inches of rain fell, heavy rain also occurred near Jackson/Independence Counties. ||Heavy rain became wi...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Montgomery County, Arkansas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Montgomery County, Arkansas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.