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Phillips County, Arkansas Flood Zones

Check an Address in Phillips County

Enter any address in Phillips County, Arkansas to see its FEMA flood zone

The Flooding Character of Phillips County

Flash flooding from thunderstorms is the dominant flood character in Phillips County. Recent events include flash flooding on June 9, 2021, due to heavy rain from an upper low, and flash flooding and wind damage in Helena-West Helena on June 23, 2020, from a stalled cold front.

Over the last 30 years, NOAA Storm Events data shows 12 flash flood events, 6 flood events, and 1 tropical storm. NFIP claims data indicates that properties in Zone A have experienced the most claims (240), with an average payout of $7,794 and an average water depth of 1.5 feet. Properties in Zone X, though fewer in number (27 claims), have seen significantly higher average payouts ($32,138) and water depths (2.4 feet).

Homeowners in Zone A and Zone X, as well as those in areas with unknown flood zone designations, should pay the most attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Phillips County

6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Arkansas flood stories →

Flood Risk Data for Phillips County

Phillips County, Arkansas has recorded 19 flood-related events since 1996 according to NOAA's Storm Events Database, including 12 flash floods and 6 river or area floods. The county has received 18 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Phillips County Disaster History

FEMA Disaster Declarations (1968–2026)

Disaster Declarations
18
Flood/Coastal Disasters
2
Latest Disaster
Severe Winter Storm (2026-01-23)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Phillips County

DeclarationTypeDate
Severe Winter StormWinter StormJan 23, 2026
Severe Storms, Tornadoes, And FloodingSevere StormApr 2, 2025
Hurricane LauraHurricaneAug 26, 2020
Severe Storms And Straight-line WindsTornadoApr 12, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormMar 8, 2016
Severe Storms, Tornadoes, And Associated FloodingSevere StormApr 14, 2011
Severe Storms, Tornadoes, And FloodingSevere StormApr 27, 2009
Severe Storms, Flooding, And TornadoesSevere StormMay 2, 2008

Recorded Flood Events in Phillips County

NOAA Storm Events Database (1996–2025)

Total Flood Events
19
River/Area Floods
6
Flash Floods
12
Hurricanes/Tropical Storms
1
Total Property Damage
$1.4M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Phillips County

TypeDateDamage
Flash FloodApr 5, 20250.00K
Flash FloodJun 9, 20210.00K
FloodDec 31, 20200.00K
Flash FloodJun 23, 202050.00K
FloodApr 13, 20190.00K
FloodFeb 22, 20180.00K
Flash FloodApr 20, 20110.00K
FloodMay 1, 2011200.00K
Flash FloodJul 16, 20100.00K
Flash FloodMay 6, 2009500.00K

Phillips County Flood History

Flash Flood — Apr 5, 2025

The front eventually sagged south back into the Mid-South during the early morning hours of April 5th. Strong low-level moisture transport into the frontal zone resulted in heavy rain and training storms across northern sections of the Mid-South, mainly north of I-40. A bow echo developed along and just south of the slowly advancing front. This feature crossed the entire forecast area producing...

Flash Flood — Jun 9, 2021

An upper low continued to meander across the region on June 9, 2021. Weak upper-level disturbances rotated around the upper low and interacted with a very moist air mass across the Mid-South to produce several rounds of heavy rain across East-Central Arkansas and North Mississippi. There were several instances of flash flooding.

Flood — Dec 31, 2020

Several rounds of rain moved across east-central Arkansas late in 2020. A few roads were flooded across Phillips County.

Flash Flood — Jun 23, 2020

A cold front sagged into the Mid-South and stalled across east-central Arkansas into northwest Mississippi. A strongly unstable airmass combined with enough wind shear to produce numerous thunderstorms. One became severe and produced damaging winds in Helena - West Helena along with some flash flooding.

Flood — Apr 13, 2019

Heavy rain across portions of eastern Arkansas resulted in some flooding of roadways.

Source: NOAA National Weather Service Storm Events Database.

Phillips County NFIP Flood Insurance Claims

Total Claims Filed
391
Total Paid Out
$3.3M
Avg Claim
$10,570
Avg Water Depth
2.3 ft

Claims by Flood Zone

A Zones (High Risk)
240
X Shaded (500-yr)
17
X Unshaded (Low)
64

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Phillips County

FEMA assigns flood zone designations to areas in Phillips County, Arkansas:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Phillips County

Properties in Phillips County, Arkansas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.