Enter any address in Stone County, Arkansas to see its FEMA flood zone
Flash flooding from heavy rainfall events is the dominant flood character in Stone County. Between 2000 and 2020, NOAA data recorded 35 flash flood events, along with 8 general flood events, 2 tropical storms, and 2 tropical depressions. Recent events include significant flash flooding in April 2025 due to rainfall totals between half a foot to over one foot, and in July 2024, where 4 to 9 inches of rain led to dangerous conditions.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most severe flooding, with one claim averaging $100,000 and a water depth of 91 feet. Zone X also saw claims with an average payout of $23,756 and water depths of 28.5 feet. Homeowners in areas designated as Zone A or Zone X, as well as those located near waterways or in areas without a Base Flood Elevation (BFE), should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
22 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Stone County, Arkansas has recorded 47 flood-related events since 1996 according to NOAA's Storm Events Database, including 35 flash floods and 8 river or area floods. The county has received 30 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 23, 2026 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms And Tornadoes | Severe Storm | Mar 14, 2025 |
| Severe Winter Storm | Winter Storm | Jan 30, 2023 |
| Hurricane Laura | Hurricane | Aug 26, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 30, 2013 |
| Severe Storms, Tornadoes, And Associated Flooding | Severe Storm | Apr 14, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 4, 2025 | 0.00K |
| Flash Flood | Jul 17, 2024 | 0.00K |
| Flash Flood | Feb 8, 2023 | 0.00K |
| Flash Flood | Sep 2, 2020 | 0.00K |
| Flash Flood | Jun 3, 2016 | 0.00K |
| Flash Flood | Dec 27, 2015 | 0.00K |
| Flash Flood | May 31, 2013 | 600.00K |
| Flash Flood | Jan 12, 2013 | 5.00K |
| Flash Flood | Apr 10, 2013 | 10.00K |
| Tropical Depression | Aug 30, 2012 | 500.00K |
Flash Flood — Apr 4, 2025
Severe weather, including widespread flash flooding occurred over a five day period across the entire state. This multiday event featured tornadoes, damaging winds, and very large hail. But by far and large, flash flooding and river flooding were the biggest impacts taken away from this unsettled period of weather due to total rainfall amounts between half a foot to over one foot in many locati...
Flash Flood — Jul 17, 2024
A slow moving cold front, located near the Arkansas and Missouri borders, set the stage for a dangerous flood event to unfold on the night of the 16th into the morning of the 17th across north-central into central portions of Arkansas. Rainfall amounts of 4 to 9 inches were measured. This much rain in a relatively short amount of time lead to flash flooding, some of which was significant.
Flash Flood — Feb 8, 2023
Heavy to excessive rain was in the forecast on February 7th/8th, especially in northern and western Arkansas. This was ahead of a storm system in the southern Plains, and north of a nearly stationary front draped across central sections of the state. South of the front, increasing warmth/moisture set the stage for the possibility of severe thunderstorms toward evening on the 8th.||The placement...
Flash Flood — Sep 2, 2020
On the 1st, several inches of rain dumped from Mena (Polk County) and Waldron (Scott County) to Russellville (Pope County), and Mountain View (Stone County).||The ground was already saturated in parts of the west after more than a foot of precipitation in August. Water had nowhere to go, and flooding became life threatening. At Waldron (Scott County), numerous roads were under water (including ...
Flash Flood — Jun 3, 2016
Several bands of slow moving showers and thunderstorms produced torrential rainfall in mainly north and central sections of Arkansas on 6/3/16.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Stone County, Arkansas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Stone County, Arkansas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.