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West Memphis, Arkansas Flood Zones

Check an Address in West Memphis

Enter any address in West Memphis, Arkansas to see its FEMA flood zone

Flood Risk in West Memphis, Arkansas

West Memphis has a population of 24,520 residents. Like many communities in Arkansas, properties in West Memphis may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in West Memphis. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Arkansas Statewide Flood Data

Total NFIP Claims
10,247
Total Claims Paid
$217.6M
Active Policies
286,939
Avg Premium
$743/yr
Disaster Declarations
1,824
Peak Claims Year
2011

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in West Memphis

FEMA assigns flood zone designations to areas in West Memphis, Arkansas:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in West Memphis

Properties in West Memphis that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Arkansas is approximately $743 per year.

Even in low-risk zones, flood insurance is recommended — from 2014 to 2024, nearly one-third of NFIP claims came from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Arkansas flood zone data →