Enter any address in Amador County, California to see its FEMA flood zone
River and roadway flooding from winter storms is the dominant flood character in Amador County. Recent events include widespread flooding reported in January 2023, and river and roadway flooding in February 2025 due to heavy rain and mountain snow.
The National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with an average payout of $29,843 and an average water depth of 5.3 feet. Properties in Zone X also have a history of claims, though with lower average payouts and water depths. Homeowners in Zone A, and those in areas with a history of claims, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
14 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Amador County, California has recorded 45 flood-related events since 1996 according to NOAA's Storm Events Database, including 3 flash floods and 42 river or area floods. The county has received 21 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1964–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storms, Flooding, Landslides, And Mudslides | Flood | Mar 9, 2023 |
| Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Feb 21, 2023 |
| Severe Winter Storms, Flooding, Landslides, And Mudslides | Flood | Dec 27, 2022 |
| Caldor Fire | Fire | Aug 14, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storms, Flooding, Landslides, And Mudslides | Severe Storm | Feb 24, 2019 |
| Severe Winter Storms, Flooding, And Mudslides | Flood | Feb 1, 2017 |
| Severe Winter Storms, Flooding, And Mudslides | Severe Storm | Jan 3, 2017 |
| Butte Fire | Fire | Sep 9, 2015 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Dec 24, 2025 | 0.00K |
| Flood | Feb 4, 2025 | 0.00K |
| Flood | Jan 14, 2023 | 0.00K |
| Flood | Jan 13, 2023 | 0.00K |
| Flood | Dec 31, 2022 | 50.00K |
| Flood | Dec 31, 2022 | 0.00K |
| Flood | Dec 27, 2022 | 0.00K |
| Flood | Apr 5, 2020 | 0.00K |
| Flood | Feb 14, 2019 | 0.00K |
| Flood | Jan 9, 2017 | 0.00K |
Flood — Dec 24, 2025
A prolonged period of wet weather brought heavy snowfall and strong winds to the Sierra Nevada. Heaviest snowfall was observed from 12/24-12/26 when snow levels came down below the mountain passes. Snowfall measurements over the 12/24-12/26 timeframe were around 2-5 ft per Caltrans, Ski resorts, and UC Berkeley Central Sierra Snow Lab. Southerly wind gusts of 50-80 mph were observed as well acr...
Flood — Feb 4, 2025
A strong winter storm brought heavy mountain snow, moderate to heavy rain with river and roadway flooding, and gusty southerly winds February 3rd through 5th. Multiple feet of heavy snow were observed above 5000 feet, with 2 to 5 inches of rain observed in the Valley and foothills and southerly wind gusts of up to 50 mph. There were numerous reports of flooding in the Valley that led to multipl...
Flood — Jan 14, 2023
A major winter storm in mid-January brought widespread rain, heavy mountain snow, gusty winds, flooding and significant mountain travel impacts. Thunderstorms developed on January 14, producing funnel clouds and a tornado in Sacramento County. Downed trees and roadway flooding were also reported.
Flood — Jan 13, 2023
A major winter storm in mid-January brought widespread rain, heavy mountain snow, gusty winds, flooding and significant mountain travel impacts. Thunderstorms developed on January 14, producing funnel clouds and a tornado in Sacramento County. Downed trees and roadway flooding were also reported.
Flood — Dec 31, 2022
A strong and very wet atmospheric storm brought extended periods of moderate to heavy rain and periods of strong winds to much of the region, along with heavy high-elevation snow. Precipitation totals were around 1-3 inches for the Central Valley, 3-6 inches in the foothills, and 5-8 inches of liquid equivalent in the mountains. The rain brought widespread flooding to the region. This included ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Amador County, California:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Amador County, California that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.