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Madera, California Flood Zones

Check an Address in Madera

Enter any address in Madera, California to see its FEMA flood zone

Flood Risk in Madera, California

Madera has a population of 66,224 residents. Like many communities in California, properties in Madera may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Madera. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

California Statewide Flood Data

Total NFIP Claims
53,509
Total Claims Paid
$750.8M
Active Policies
572,000
Avg Premium
$832/yr
Disaster Declarations
1,686
Peak Claims Year
1995

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Madera

FEMA assigns flood zone designations to areas in Madera, California:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Madera

Properties in Madera that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in California is approximately $832 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all California flood zone data →