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Newport Beach, California Flood Zones

Check an Address in Newport Beach

Enter any address in Newport Beach, California to see its FEMA flood zone

Flood Risk in Newport Beach, California

Newport Beach has a population of 85,239 residents. Like many communities in California, properties in Newport Beach may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Newport Beach. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Newport Beach

FEMA assigns flood zone designations to areas in Newport Beach, California:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Newport Beach

Properties in Newport Beach that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all California flood zone data →