Enter any address in Sacramento County, California to see its FEMA flood zone
River and roadway flooding from strong winter storms is a significant flood character in Sacramento County. Recent events in February 2025, for example, brought multiple inches of rain to the valley and foothills, leading to widespread flooding, road closures, and search and rescue efforts. Another event in early February 2025 also caused river and roadway flooding due to heavy rain.
Homeowners in Zone A, which has seen the highest number of flood insurance claims with an average water depth of 2.1 feet, should pay close attention. Residents in Zone X_UNSHADED, despite fewer claims, have experienced higher average payouts and shallower water depths, indicating potential risk. Properties located near rivers or in areas prone to inundation should be aware of their specific flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
95 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Sacramento County, California has recorded 167 flood-related events since 1996 according to NOAA's Storm Events Database, including 9 flash floods and 158 river or area floods. The county has received 23 federal disaster declarations, 11 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1964–2023)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storms, Flooding, Landslides, And Mudslides | Flood | Mar 9, 2023 |
| Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides | Severe Storm | Feb 21, 2023 |
| Severe Winter Storms, Flooding, And Mudslides | Flood | Jan 8, 2023 |
| Severe Winter Storms, Flooding, Landslides, And Mudslides | Flood | Dec 27, 2022 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storms, Flooding, And Mudslides | Flood | Feb 1, 2017 |
| Severe Winter Storms, Flooding, And Mudslides | Severe Storm | Jan 18, 2017 |
| Severe Storms, Flooding, Mudslides, And Landslides | Severe Storm | Dec 17, 2005 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Dec 25, 2025 | 0.00K |
| Flood | Dec 24, 2025 | 0.00K (1 deaths) |
| Flood | Nov 17, 2025 | 0.00K |
| Flood | Nov 14, 2025 | 0.00K |
| Flood | Nov 13, 2025 | 0.00K |
| Flood | Feb 13, 2025 | 0.00K |
| Flood | Mar 12, 2025 | 0.00K |
| Flood | Feb 6, 2025 | 0.00K |
| Flood | Feb 4, 2025 | 0.00K |
| Flood | Nov 22, 2024 | 0.00K |
Flood — Dec 25, 2025
A prolonged period of wet weather brought heavy snowfall and strong winds to the Sierra Nevada. Heaviest snowfall was observed from 12/24-12/26 when snow levels came down below the mountain passes. Snowfall measurements over the 12/24-12/26 timeframe were around 2-5 ft per Caltrans, Ski resorts, and UC Berkeley Central Sierra Snow Lab. Southerly wind gusts of 50-80 mph were observed as well acr...
Flood — Dec 24, 2025
A prolonged period of wet weather brought heavy snowfall and strong winds to the Sierra Nevada. Heaviest snowfall was observed from 12/24-12/26 when snow levels came down below the mountain passes. Snowfall measurements over the 12/24-12/26 timeframe were around 2-5 ft per Caltrans, Ski resorts, and UC Berkeley Central Sierra Snow Lab. Southerly wind gusts of 50-80 mph were observed as well acr...
Flood — Nov 17, 2025
A secondary wave of precipitation brought additional rain, wind and light mountain snow from November 16th through November 17th. This led to additional flooding impacts in the Valley and foothills. 1 to 3 inches of rain were observed over this two day timeframe across most of the area, except in Shasta County where 2 to 5 inches were observed. There were also snow measurements of around 3 to 8...
Flood — Nov 14, 2025
An Atmospheric River in the middle of November brought light mountain snow, widespread rainfall with roadway flooding, gusty winds, and thunderstorms from November 12th through November 14th. Around 1 to 4 inches of rain were observed across interior northern California over this 48 hour period. Gusty southerly winds of 25 to 65 mph were also observed as well. 4 to 12 inches of snow was estimat...
Flood — Nov 13, 2025
An Atmospheric River in the middle of November brought light mountain snow, widespread rainfall with roadway flooding, gusty winds, and thunderstorms from November 12th through November 14th. Around 1 to 4 inches of rain were observed across interior northern California over this 48 hour period. Gusty southerly winds of 25 to 65 mph were also observed as well. 4 to 12 inches of snow was estimat...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Sacramento County, California:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Sacramento County, California that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.