FloodZoneMap.org

Solana Beach, California Flood Zones

Check an Address in Solana Beach

Enter any address in Solana Beach, California to see its FEMA flood zone

Flood Risk in Solana Beach, California

Solana Beach has a population of 12,941 residents. Like many communities in California, properties in Solana Beach may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Solana Beach. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

California Statewide Flood Data

Total NFIP Claims
53,509
Total Claims Paid
$750.8M
Active Policies
572,000
Avg Premium
$832/yr
Disaster Declarations
1,686
Peak Claims Year
1995

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Solana Beach

FEMA assigns flood zone designations to areas in Solana Beach, California:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Solana Beach

Properties in Solana Beach that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in California is approximately $832 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all California flood zone data →