FloodZoneMap.org

Union City, California Flood Zones

Check an Address in Union City

Enter any address in Union City, California to see its FEMA flood zone

Flood Risk in Union City, California

Union City has a population of 70,143 residents. Like many communities in California, properties in Union City may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Union City. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

California Statewide Flood Data

Total NFIP Claims
53,509
Total Claims Paid
$750.8M
Active Policies
572,000
Avg Premium
$832/yr
Disaster Declarations
1,686
Peak Claims Year
1995

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in Union City

FEMA assigns flood zone designations to areas in Union City, California:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Union City

Properties in Union City that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in California is approximately $832 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all California flood zone data →