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Arapahoe County, Colorado Flood Zones

Check an Address in Arapahoe County

Enter any address in Arapahoe County, Colorado to see its FEMA flood zone

The Flooding Character of Arapahoe County

Flash flooding from thunderstorms is the dominant flood character in Arapahoe County. Over the last 30 years, the NOAA Storm Events Database recorded 36 flash flood events and 9 general flood events, resulting in two fatalities. Recent events include localized flooding on August 28, 2025, and a broader flood and flash flood event across the urban corridor from May 12-14, 2023, which brought 4 to 7 inches of rain to the area.

National Flood Insurance Program (NFIP) claims data indicates that properties in Zone X, which includes areas with moderate flood risk, have the highest number of claims at 112, with an average payout of $4,289 and an average water depth of 7.3 feet. Properties in Zone A, representing areas with higher flood risk, had 34 claims with an average payout of $10,389 and an average water depth of 3.2 feet. Homeowners in areas designated as Zone X, Zone A, and those without a Base Flood Elevation (BFE) should pay the most attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Arapahoe County

12 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Colorado flood stories →

Flood Risk Data for Arapahoe County

Arapahoe County, Colorado has recorded 45 flood-related events since 1996 according to NOAA's Storm Events Database, including 36 flash floods and 9 river or area floods. The county has received 12 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Arapahoe County Disaster History

FEMA Disaster Declarations (1965–2023)

Disaster Declarations
12
Flood/Coastal Disasters
6
Latest Disaster
Severe Storms, Flooding, And Tornadoes (2023-06-08)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Arapahoe County

DeclarationTypeDate
Severe Storms, Flooding, And TornadoesFloodJun 8, 2023
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Flooding, Landslides, And MudslidesFloodSep 11, 2013
SnowSnowstormDec 18, 2006
Hurricane Katrina EvacuationCoastal StormAug 29, 2005
SnowSnowstormMar 17, 2003
WildfiresFireApr 23, 2002
Heavy Rains, Snowmelt And FloodingFloodMay 23, 1973
Severe Storms & FloodingFloodMay 19, 1969

Recorded Flood Events in Arapahoe County

NOAA Storm Events Database (1996–2025)

Total Flood Events
45
River/Area Floods
9
Flash Floods
36
Total Property Damage
$4.3M
Flood Deaths
2
Flood Injuries
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Arapahoe County

TypeDateDamage
FloodAug 28, 20250.00K
Flash FloodJun 21, 202350.00K (1 deaths)
FloodMay 12, 202350.00K
FloodJul 8, 20230.00K
Flash FloodAug 15, 202210.00K
Flash FloodJul 24, 2018500.00K (1 deaths)
FloodJun 11, 201515.00K
Flash FloodJun 11, 201515.00K
Flash FloodAug 10, 201550.00K
Flash FloodMay 9, 201515.00K

Arapahoe County Flood History

Flood — Aug 28, 2025

Thunderstorms produced localized heavy rain on the east side of Denver with minor flooding. A supercell thunderstorm produced an 87 mph wind gust in Akron.

Flash Flood — Jun 21, 2023

Long duration severe weather event across the northeast plains, and most of the Denver metropolitan area beginning during the early afternoon hours. Scores of tornadoes occurred across Washington and Logan counties. Several rounds of hail across the Denver metro, with ping pong ball sized hail in downtown, larger hail up to 2 inches in diameter at concert in Red Rocks Amphitheatre. In all,...

Flood — May 12, 2023

A slow moving storm system produced flooding and flash flooding across the urban corridor and northeast plains, with heavy snowfall in the higher mountains of the Front Range. Storm total rainfall during the 3-day event ranged from 4 to 7 inches across the urban corridor and Palmer Divide, with 2 to 5 inches across the plains. Additionally, from 1 to 2 feet of heavy wet snow occurred above 10...

Flood — Jul 8, 2023

Severe thunderstorms produced large hail and intense winds over parts of the urban corridor and northeast plains and included: Adams, Arapahoe, Denver, Elbert, Jefferson, Lincoln, Phillips and Weld counties. The hail ranged in size from 1 to 2 inches in diameter, with peak wind gusts of 60 to 70 mph. In addition, heavy rain flooded an underpass along Highway 36, with 3 feet of standing water...

Flash Flood — Aug 15, 2022

Torrential rainfall, up to 2.6 inches was observed from southeast Denver and Aurora, and extended south southwest to Castle Pines, west of Castle Rock and into Roxborough State Park. Most of the rainfall fell in less than 45 minutes. A storm drain at Quincy and Parker was clogged up by rocks that got pulled out from near the sidewalk by running water. Several cars were towed out of the floo...

Source: NOAA National Weather Service Storm Events Database.

Arapahoe County NFIP Flood Insurance Claims

Total Claims Filed
168
Total Paid Out
$927,663
Avg Claim
$10,307
Avg Water Depth
22.1 ft

Claims by Flood Zone

A Zones (High Risk)
34
X Shaded (500-yr)
3
X Unshaded (Low)
13

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Arapahoe County

FEMA assigns flood zone designations to areas in Arapahoe County, Colorado:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Arapahoe County

Properties in Arapahoe County, Colorado that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.