Enter any address in Fremont County, Colorado to see its FEMA flood zone
Flash flooding from heavy rainfall events is the dominant flood character in Fremont County. Over the last 30 years, NOAA Storm Events data shows 56 flash flood events and 14 flood events. Recent examples include flash flooding reported in June 2023, following heavy rainfall in the region, and snowmelt runoff causing minor flooding along the Arkansas River in June 2024.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $5,520 and an average water depth of 1.0 foot. Properties in Zone X_SHADED have also seen claims, with a lower number of incidents but a higher average water depth of 3.3 feet, despite a lower average payout of $1,411. Homeowners in Zone A, Zone X_SHADED, and those located near rivers or in areas with documented flood history should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
12 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Fremont County, Colorado has recorded 70 flood-related events since 1996 according to NOAA's Storm Events Database, including 56 flash floods and 14 river or area floods. The county has received 15 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides | Flood | May 4, 2015 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Sep 11, 2013 |
| Royal Gorge Fire | Fire | Jun 11, 2013 |
| Duckett Fire | Fire | Jun 15, 2011 |
| Hurricane Katrina Evacuation | Coastal Storm | Aug 29, 2005 |
| Snow | Snowstorm | Mar 17, 2003 |
| Iron Mountain Fire | Fire | Jun 2, 2002 |
| Wildfires | Fire | Apr 23, 2002 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 31, 2025 | 0.00K |
| Flood | Jan 17, 2024 | 0.00K |
| Flood | Jun 10, 2024 | 0.00K |
| Flash Flood | Jul 29, 2023 | 0.00K |
| Flash Flood | Jun 12, 2023 | 0.00K |
| Flash Flood | Jul 11, 2022 | 0.00K |
| Flash Flood | Aug 7, 2022 | 0.00K |
| Flash Flood | Aug 4, 2022 | 0.00K |
| Flash Flood | Aug 3, 2022 | 0.00K |
| Flash Flood | Jul 25, 2021 | 0.00K |
Flash Flood — Jul 31, 2025
Heavy rainfall of 1-1.5 inches led to flash flooding around Ca��on City and Royal Gorge.
Flood — Jan 17, 2024
Minor river flooding occurred along the Arkansas River in Florence, CO due to an ice jam downstream.
Flood — Jun 10, 2024
Snowmelt runoff in the upper Arkansas (above Pueblo) and high flow releases from Pueblo Reservoir resulted in minor flooding at numerous forecast points along the Arkansas River.
Flash Flood — Jul 29, 2023
Surface flow from the east advected amply amounts of low level moisture which created another event where heavy rains, hail, and gusty winds were observed. Weak perturbations in the upper flow sparked thunderstorms across the region.
Flash Flood — Jun 12, 2023
Yet another closed low pressure center formed over southern California advecting Pacific based moisture towards southern Colorado. There was a record 2 day amount of rain that fell at the City of Colorado Springs Airport. There was also a single day amount over 5 inches reported in El Paso County. Reports of flash flooding burdened El Paso, Pueblo, and Fremont Counties.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Fremont County, Colorado:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Fremont County, Colorado that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.