4 flood insurance claims·$1,462 paid·3 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Gilpin County, Colorado. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
In flood insurance claims here that reported a flood depth, the average was 1 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 1995, with 2 claims and $1,462 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
8 federal disaster declarations since 1969, 3 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Storms, Flooding, Landslides, And Mudslides | Sep 11, 2013 |
| Snow | Dec 18, 2006 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
| Snow | Mar 17, 2003 |
| Wildfires | Apr 23, 2002 |
| Severe Storms & Flooding | May 19, 1969 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
2 since 1996: 2 flash floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Sep 12, 2013 | — |
| Flash Flood | Jul 31, 1998 | $500,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Sep 12, 2013. A deep southerly flow over Colorado, ahead of a near stationary low pressure system over the Great Basin, pumped copious amounts of monsoonal moisture into the area. In addition, a weak stationary front stretched along the Front Range Foothills and Palmer Divide. As a result, a prolonged period of moderate to heavy rain developed across the Front Range Foothills, Palmer Divide, Urban Corridor. By the 14th, stor…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Gilpin County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.