Enter any address in Gilpin County, Colorado to see its FEMA flood zone
Gilpin County, Colorado has recorded 2 flood-related events since 1996 according to NOAA's Storm Events Database, including 2 flash floods. The county has received 8 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1969–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Sep 11, 2013 |
| Snow | Snowstorm | Dec 18, 2006 |
| Hurricane Katrina Evacuation | Coastal Storm | Aug 29, 2005 |
| Snow | Snowstorm | Mar 17, 2003 |
| Wildfires | Fire | Apr 23, 2002 |
| Severe Storms & Flooding | Flood | May 19, 1969 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Sep 12, 2013 | 0.00K |
| Flash Flood | Jul 31, 1998 | 500K |
Flash Flood — Sep 12, 2013
A deep southerly flow over Colorado, ahead of a near stationary low pressure system over the Great Basin, pumped copious amounts of monsoonal moisture into the area. In addition, a weak stationary front stretched along the Front Range Foothills and Palmer Divide. As a result, a prolonged period of moderate to heavy rain developed across the Front Range Foothills, Palmer Divide, Urban Corridor...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Gilpin County, Colorado:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Gilpin County, Colorado that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.