Enter any address in Morgan County, Colorado to see its FEMA flood zone
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| COVID-19 | Biological | 2020-01-20 |
| COVID-19 PANDEMIC | Biological | 2020-01-20 |
| SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES | Flood | 2015-05-04 |
| SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | Flood | 2013-09-11 |
| SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES | Flood | 2013-09-11 |
| HURRICANE KATRINA EVACUATION | Coastal Storm | 2005-08-29 |
| SNOW | Snowstorm | 2003-03-17 |
| SEVERE WINTER STORMS | Severe Storm | 2001-04-11 |
| SEVERE STORMS, HEAVY RAIN, FLASH FLOODS, FLOODING, MUDSLIDES | Flood | 1997-07-28 |
| HEAVY RAINS, SNOWMELT AND FLOODING | Flood | 1973-05-23 |
FEMA assigns flood zone designations to areas in Morgan County, Colorado:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Morgan County, Colorado that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.
Visit FloodSmart.gov to find an agent and get a quote.