FloodZoneMap.org

Phillips County, Colorado Flood Zones

Check an Address in Phillips County

Enter any address in Phillips County, Colorado to see its FEMA flood zone

Read First-Hand Flood Stories from Phillips County

4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Colorado flood stories →

Flood Risk Data for Phillips County

Phillips County, Colorado has recorded 14 flood-related events since 1996 according to NOAA's Storm Events Database, including 12 flash floods and 2 river or area floods. The county has received 6 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Phillips County Disaster History

FEMA Disaster Declarations (1965–2020)

Disaster Declarations
6
Flood/Coastal Disasters
2
Latest Disaster
Covid-19 (2020-01-20)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Phillips County

DeclarationTypeDate
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane Katrina EvacuationCoastal StormAug 29, 2005
Severe Winter StormsSevere StormApr 11, 2001
Severe Storms, Heavy Rain, Flash Floods, Flooding, MudslidesFloodJul 28, 1997
Tornadoes, Severe Storms & FloodingTornadoJun 19, 1965

Recorded Flood Events in Phillips County

NOAA Storm Events Database (1996–2025)

Total Flood Events
14
River/Area Floods
2
Flash Floods
12
Total Property Damage
$380,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Phillips County

TypeDateDamage
FloodApr 27, 20215.00K
Flash FloodAug 19, 202125.00K
Flash FloodJun 11, 201025.00K
Flash FloodJun 1, 200930.00K
FloodJun 12, 20070.00K
Flash FloodJun 12, 2007100.00K
Flash FloodAug 7, 2006
Flash FloodAug 19, 2005
Flash FloodJul 15, 2004
Flash FloodAug 4, 2002

Phillips County Flood History

Flood — Apr 27, 2021

Severe thunderstorms developed across portions of Adams, Elbert, and Lincoln counties. Hail from quarter to ping pong ball size was observed. Near Limon and Messex, the hail completely covered the roadways. Two tornados also touched down briefly in Lincoln County but no damage was observed. Very heavy rain developed across the northeast plains. The heavy rain caused small stream flooding a...

Flash Flood — Aug 19, 2021

Severe thunderstorms produced intense winds and large hail across Adams, Broomfield, Douglas, Jefferson, Morgan, Weld and Phillips counties. The hail ranged in size from one to two inches in diameter. Three short-lived brief tornadoes touched down in Phillips County. One caused moderate damage, when it destroyed two outbuildings and rolled over a semi-trailer. Very heavy rainfall in southea...

Flash Flood — Jun 11, 2010

A large complex of thunderstorms swept across Northeast Colorado producing very large damaging hail, intense thunderstorm winds as well as a couple of weak tornadoes. Large hail, from 1 to 3 inches in diameter, caused extensive damage to cropland, homes and vehicles. In southeast Weld County, 50,000 acres of cropland was pummelled. The combination of heavy rain and hail produced flash floodi...

Flash Flood — Jun 1, 2009

A severe thunderstorm over Phillips County produced very heavy rain, which resulted in flash flooding near Holyoke. Heavy rain and minor flooding was also observed in Castlewood Canyon, east of Castle Rock.

Flood — Jun 12, 2007

A slow moving low pressure system allowed for heavy rain to fall over parts of Northeastern Colorado, affecting primarily Sedgwick and Phillips Counties. Severe thunderstorms produce large hail and very heavy rain. Downed power lines were reported over parts of Sedgwick County on the 11th. Farmers in the area reported extensive flooding over southeastern Sedwick County from around Sixteen-mil...

Source: NOAA National Weather Service Storm Events Database.

Phillips County NFIP Flood Insurance Claims

Total Claims Filed
2
Total Paid Out
$7,402
Avg Claim
$3,701

Claims by Flood Zone

A Zones (High Risk)
1

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Phillips County

FEMA assigns flood zone designations to areas in Phillips County, Colorado:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Phillips County

Properties in Phillips County, Colorado that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.