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Rio Blanco County, Colorado Flood Zones

Check an Address in Rio Blanco County

Enter any address in Rio Blanco County, Colorado to see its FEMA flood zone

The Flooding Character of Rio Blanco County

Flash flooding from summer thunderstorms dominates the flood character of Rio Blanco County. Between 1993 and 2023, NOAA data recorded 33 flash flood events and 8 general flood events. Recent examples include flash flooding on August 24, 2025, and July 26, 2019, both linked to monsoonal moisture and intense thunderstorms.

National Flood Insurance Program (NFIP) claims data shows that while Zone A areas have had more claims (4), Zone X areas have experienced higher average payouts ($4,938) and significantly deeper water (12.0 ft) in their claims. Properties in Zone X, Zone X Shaded, and Zone A areas should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Rio Blanco County

5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Colorado flood stories →

Flood Risk Data for Rio Blanco County

Rio Blanco County, Colorado has recorded 41 flood-related events since 1996 according to NOAA's Storm Events Database, including 33 flash floods and 8 river or area floods. The county has received 7 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Rio Blanco County Disaster History

FEMA Disaster Declarations (1984–2025)

Disaster Declarations
7
Flood/Coastal Disasters
2
Latest Disaster
Lee Fire (2025-08-02)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Rio Blanco County

DeclarationTypeDate
Elk FireFireAug 2, 2025
Lee FireFireAug 2, 2025
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane Katrina EvacuationCoastal StormAug 29, 2005
WildfiresFireApr 23, 2002
Severe Storms, Mudslides, Landslides & FloodingFloodJul 27, 1984

Recorded Flood Events in Rio Blanco County

NOAA Storm Events Database (1996–2025)

Total Flood Events
41
River/Area Floods
8
Flash Floods
33
Total Property Damage
$448,000
Flood Injuries
5

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Rio Blanco County

TypeDateDamage
Flash FloodAug 24, 20250.00K
Flash FloodJul 26, 2019200.00K
Flash FloodAug 12, 20170.00K
Flash FloodJul 29, 20140.00K
Flash FloodAug 4, 20140.00K
Flash FloodJul 5, 20120.00K
Flash FloodJul 19, 20110.00K
Flash FloodJul 11, 20110.00K
FloodJan 26, 20100.00K
Flash FloodAug 14, 20095.00K

Rio Blanco County Flood History

Flash Flood — Aug 24, 2025

A plume of anomalously rich monsoonal moisture pushed into eastern Utah and western Colorado in the days prior to these debris flows. On the day of the flows, precipitable water values were in excess of 1.00 inch across the region. Daytime heating acting on the complex terrain of the region allowed for the formation of thunderstorms during the afternoon. These storms were capable of producing h...

Flash Flood — Jul 26, 2019

Strong instability and adequate subtropical moisture from the North American Monsoon led to training thunderstorms which developed across western Colorado. Some storms produced heavy rain which led to localized flooding and debris flows across some southwest and west-central counties.

Flash Flood — Aug 12, 2017

A very moist air mass where thunderstorms developed in a slow moving westerly flow resulted in heavy rainfall and flash flooding.

Flash Flood — Jul 29, 2014

A very active monsoon thunderstorm outbreak caused several flash floods and debris flows across western Colorado where there were numerous reports of rainfall rates in excess of one inch per hour.

Flash Flood — Aug 4, 2014

Active monsoonal conditions brought heavy rainfall to many parts of western Colorado on the 4th. Numerous roads were washed out and debris flows caused some traffic delays. Hail to the size of quarters accumulated to the depth of 2 inches in the Redlands of the Grand Valley.

Source: NOAA National Weather Service Storm Events Database.

Rio Blanco County NFIP Flood Insurance Claims

Total Claims Filed
7
Total Paid Out
$18,919
Avg Claim
$3,783
Avg Water Depth
6.8 ft

Claims by Flood Zone

A Zones (High Risk)
4
X Shaded (500-yr)
1

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Rio Blanco County

FEMA assigns flood zone designations to areas in Rio Blanco County, Colorado:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Rio Blanco County

Properties in Rio Blanco County, Colorado that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.