FEMA flood zones · Colorado

Sedgwick County, Colorado Flood Zone Map

5 federal flood & hurricane disasters

5% of Sedgwick County’s area is in FEMA’s high-risk flood zones, and another 1% in shaded X (mostly the 0.2% floodplain and areas behind levees).

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Sedgwick County, Colorado. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

3 NOAA storm reports from Sedgwick County describe what happened, in the words of the forecasters who covered it. Read the Colorado flood stories →

Federal disasters

9 federal disaster declarations since 1965, 5 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Tornadoes, Flooding, Landslides, And MudslidesMay 4, 2015
Severe Storms, Flooding, Landslides, And MudslidesSep 11, 2013
Hurricane Katrina EvacuationAug 29, 2005
Severe Winter StormsApr 11, 2001
Heavy Rains, Snowmelt And FloodingMay 23, 1973
Severe Storms & FloodingMay 19, 1969
Tornadoes, Severe Storms & FloodingJun 19, 1965

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

8 since 1996: 7 flash floods and 1 river or area floods.

EventDateDamage
FloodSep 17, 2013—
Flash FloodAug 29, 2011$10,000
Flash FloodJun 12, 2007$100,000
Flash FloodJun 11, 2007$100,000
Flash FloodAug 24, 2002—
Flash FloodAug 4, 2002—
Flash FloodAug 17, 1999—
Flash FloodJul 23, 1998—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Sep 17, 2013. The headwaters of the South Platte River caused widespread flooding as it moved through Morgan, northwest Washington and Logan Counties. The damage was not as extensive in Sedgwick County.

Flash Flood · Aug 29, 2011. Severe thunderstorms produced large hail, ranging from quarter to half dollar size, and very heavy rain. A wet microburst associated with one of the storms produced flash flooding south of Ovid. The heavy rain washed out a portion of County Road 29, reducing it to one lane. Several other roads were reportedly washed out in the immediate area as well.

Flash Flood · Jun 12, 2007. A slow moving low pressure system allowed for heavy rain to fall over parts of Northeastern Colorado, affecting primarily Sedgwick and Phillips Counties. Severe thunderstorms produce large hail and very heavy rain. Downed power lines were reported over parts of Sedgwick County on the 11th. Farmers in the area reported extensive flooding over southeastern Sedwick County from around Sixteen-mile Corner east to the…

Flash Flood · Jun 11, 2007. A slow moving low pressure system allowed for heavy rain to fall over parts of Northeastern Colorado, affecting primarily Sedgwick and Phillips Counties. Severe thunderstorms produce large hail and very heavy rain. Downed power lines were reported over parts of Sedgwick County on the 11th. Farmers in the area reported extensive flooding over southeastern Sedwick County from around Sixteen-mile Corner east to the…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Sedgwick County

If a building in Sedgwick County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.