Enter any address in Summit County, Colorado to see its FEMA flood zone
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Summit County, Colorado has recorded 1 flood-related events since 1996 according to NOAA's Storm Events Database, including 1 flash floods. The county has received 6 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2020)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Katrina Evacuation | Coastal Storm | Aug 29, 2005 |
| Snow | Snowstorm | Mar 17, 2003 |
| Wildfires | Fire | Apr 23, 2002 |
| Drought | Drought | Jan 29, 1977 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 18, 2011 | 200.00K |
Flash Flood — Jul 18, 2011
Thunderstorms produced very heavy rain and continuous lightning over Summit County. The historic rainstorm in the town of Breckenridge produced 3.17 inches of rain at local weather station, most of the rain fell in less than 3 hours. A cooperative observer with the National Weather Service also recorded 3.59 inches of rainfall in east Breckenridge. The highest recorded 24-hr rainfall prior t...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Summit County, Colorado:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Summit County, Colorado that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.