1 flood insurance claims·$0 paid·6 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Bacon County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Tropical storm and general flood events dominate the recorded flood and severe weather mix in Bacon County. According to NOAA Storm Events Database records from the last 30 years, the area has experienced seven tropical storms, four floods, four flash floods, and one hurricane.
Major regional tropical systems have significantly impacted the area in recent years. For example, Hurricane Debby brought widespread inland flooding, flash flooding, and moderate to major river flooding to inland Southeast Georgia in August 2024. Additionally, Hurricane Helene produced a wide swath of wind damage across the region with peak wind gusts of 55 to 75 mph across the eastern half of the area in September 2024.
National Flood Insurance Program records show limited historical claims activity tied to these weather events, with a single recorded claim in Zone A carrying an average payout of zero dollars and an average recorded water depth of zero inches. Homeowners and real estate agents with properties located in Zone A should pay the closest attention to these flood risks, particularly during tropical storm and heavy rainfall events.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
7 NOAA storm reports from Bacon County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →
19 federal disaster declarations since 1977, 6 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Hurricane Helene | Sep 24, 2024 |
| Hurricane Debby | Aug 4, 2024 |
| Tropical Storm Debby | Aug 4, 2024 |
| Hurricane Idalia | Aug 30, 2023 |
| Hurricane Michael | Oct 9, 2018 |
| Hurricane Irma | Sep 7, 2017 |
| Hurricane Matthew | Oct 4, 2016 |
| Severe Storms, Flooding, Tornadoes, And Straight-line Winds | Mar 26, 2009 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
16 since 1996: 4 flash floods and 4 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Hurricane (Typhoon) | Sep 27, 2024 | — |
| Tropical Storm | Aug 4, 2024 | — |
| Tropical Storm | Aug 30, 2023 | — |
| Tropical Storm | Oct 10, 2018 | — |
| Tropical Storm | Oct 6, 2016 | — |
| Tropical Storm | Sep 1, 2016 | — |
| Flood | Jun 10, 2015 | $500 |
| Flood | Aug 19, 2013 | $2,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Hurricane (Typhoon) · Sep 27, 2024. Hurricane Helene made landfall as a category 4 with peak winds of near 140 mph in the Florida Big |Bend just east of the Aucilla River Entrance in Taylor County, late Thursday evening September 26, |2024. Helene's main impact to southeast Georgia and northeast Florida was wind damage as it |tracked quickly north-northeast. The very powerful hurricane and the forward motion produced a |wide swath of wind damage ac…
Tropical Storm · Aug 4, 2024. Hurricane Debby made landfall as a Category 1 storm along the FL Big Bend coast during the early morning of August 5, 2024. Prior to landfall, outer convective bands produced tornadoes across portions of northeast Florida on August 4th. Widespread flooding moved inland with Debby across the Suwannee River Valley and inland Southeast Georgia where flash flooding and moderate to major river flooding occurred.
Tropical Storm · Aug 30, 2023. Hurricane Idalia made landfall Wednesday morning August 30th around 745 AM EDT along the|Florida Big Bend near Keaton Beach as a category 3, with the inner core moving NE across the|Suwannee River Valley. The inner wind core of Idalia gradually weakened through the morning while,|heavily impacting Suwannee and Hamilton counties in NE Florida and Echols county SE Georgia as the|circulation tracked NE. Widespread tr…
Tropical Storm · Oct 10, 2018. Hurricane Michael tracked toward the FL Panhandle coast October 9th and made landfall near Mexico Beach as a very strong Cat. 4, perhaps Cat. 5 upon further research. The storm center tracked NNE across southern GA, and brought tropical storm conditions in waves of showers and thunderstorms to the area through the early morning hours of Oct. 10th. Local impacts were mainly wind damage to trees, power lines and a f…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Bacon County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.