Enter any address in Baldwin County, Georgia to see its FEMA flood zone
Tropical storms and heavy rainfall events are the dominant flood character in Baldwin County. Over the last 30 years, NOAA data shows 16 tropical storm events, 8 flood events, and 6 flash flood events. For example, Hurricane Helene brought widespread rainfall between 6 and 14 inches to central Georgia in September 2024. In October 2020, Tropical Storm Zeta caused isolated flooding across portions of central Georgia.
NFIP claims data indicates that properties in Zone X have experienced the most claims, with an average payout of $11,113 and an average water depth of 15.4 feet. Homeowners in areas designated as Zone A or Zone X_UNSHADED should also be aware of potential flood risks. Residents in these zones, particularly those near waterways or in lower-lying areas, should pay close attention to flood risk information.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Baldwin County, Georgia has recorded 32 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 8 river or area floods. The county has received 14 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Winter Storm | Severe Ice Storm | Feb 10, 2014 |
| Hurricane Katrina Evacuation | Hurricane | Aug 27, 2005 |
| Severe Storms And Flooding | Severe Storm | Feb 14, 1998 |
| Severe Snowfall, Winter Storm | Snowstorm | Mar 13, 1993 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 27, 2024 | 1.00K |
| Tropical Storm | Oct 29, 2020 | — |
| Flash Flood | Nov 12, 2020 | 0.00K |
| Flash Flood | Feb 6, 2020 | 0.00K |
| Tropical Storm | Oct 10, 2018 | 0.00K |
| Tropical Storm | Sep 11, 2017 | 150.00K |
| Flash Flood | Aug 9, 2017 | 0.00K |
| Flash Flood | Jul 3, 2013 | 3.00K |
| Tropical Storm | Sep 4, 2011 | 0.00K |
| Flood | Sep 17, 2009 | 10.00K |
Tropical Storm — Sep 27, 2024
Hurricane Helene made landfall as a Category 4 hurricane in the Big Bend region of Florida at 11 PM EDT. Helene moved quickly inland bringing wind gusts between 50 and 100 mph to portions of east and central Georgia. Widespread rainfall totals between 6 and 14 inches were observed in association with Helene across north and central Georgia. The highest rainfall amounts were primarily observed i...
Tropical Storm — Oct 29, 2020
During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Flash Flood — Nov 12, 2020
Ample moisture from Tropical Storm/Hurricane Eta to the south over the Gulf of Mexico, marginal instability and moderate shear combined to produce isolated wind damage and flooding across portions of north and central Georgia ahead of a cold front sweeping through the region.
Flash Flood — Feb 6, 2020
A line of thunderstorms ahead of a strong cold front moved into northwest Georgia in the pre-dawn hours and swept across north and central Georgia through the morning into the afternoon producing numerous reports of damaging thunderstorm winds and an isolated tornado. Storms along the front also produced heavy rainfall, ranging from 1.5 to 4 inches, with higher amounts up to 6 inches, particula...
Tropical Storm — Oct 10, 2018
Hurricane Michael made landfall along the Florida panhandle at Mexico beach (just southeast of Panama City) on the afternoon of October 10, 2018 as a high-end Category 4 hurricane (max winds of 155 MPH). Michael then moved rapidly inland, causing widespread wind damage along its path as it swept northeast across south and central Georgia. Hurricane Michael was the first major hurricane, categor...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Baldwin County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Baldwin County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.