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Barrow County, Georgia Flood Zones

Check an Address in Barrow County

Enter any address in Barrow County, Georgia to see its FEMA flood zone

The Flooding Character of Barrow County

Flash flooding from heavy rainfall events is the dominant flood character in Barrow County. Over the last 30 years, NOAA Storm Events data indicates 13 Tropical Storm events, 7 Flash Flood events, and 6 Flood events. For example, in February 2020, heavy rainfall associated with a cold front produced flash flooding across the area. More recently, Tropical Storm Zeta in October 2020 caused isolated flooding alongside widespread wind damage.

National Flood Insurance Program (NFIP) claims data shows that while Zone A properties have experienced flooding, Zone X properties have had more claims with an average payout of $27,406 and an average water depth of 12.4 feet. Homeowners in Zone X, as well as those located near creeks and streams, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Barrow County

6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Georgia flood stories →

Flood Risk Data for Barrow County

Barrow County, Georgia has recorded 28 flood-related events since 1996 according to NOAA's Storm Events Database, including 7 flash floods and 6 river or area floods. The county has received 14 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.

Barrow County Disaster History

FEMA Disaster Declarations (1977–2026)

Disaster Declarations
14
Hurricane Disasters
2
Latest Disaster
Severe Winter Storm (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Barrow County

DeclarationTypeDate
Severe Winter StormWinter StormJan 22, 2026
Hurricane HeleneTropical StormSep 24, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane IrmaHurricaneSep 7, 2017
Severe Winter StormSevere Ice StormFeb 15, 2015
Severe Winter StormSevere Ice StormFeb 10, 2014
Hurricane Katrina EvacuationHurricaneAug 27, 2005
Severe Winter StormSevere StormJan 22, 2000
Severe Storms And FloodingSevere StormFeb 14, 1998

Recorded Flood Events in Barrow County

NOAA Storm Events Database (1996–2025)

Total Flood Events
28
River/Area Floods
6
Flash Floods
7
Hurricanes/Tropical Storms
15
Total Property Damage
$260,250

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Barrow County

TypeDateDamage
Tropical StormOct 28, 2020
Flash FloodFeb 6, 20200.00K
Tropical StormSep 11, 201775.00K
Tropical StormSep 4, 20110.00K
Flash FloodMay 31, 201020.00K
Flash FloodJun 1, 20100.00K
FloodSep 21, 2009100.00K
Tropical StormNov 10, 20090.00K
Tropical StormAug 21, 20080.00K
Hurricane (Typhoon)Aug 29, 2005

Barrow County Flood History

Tropical Storm — Oct 28, 2020

During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.

Flash Flood — Feb 6, 2020

A line of thunderstorms ahead of a strong cold front moved into northwest Georgia in the pre-dawn hours and swept across north and central Georgia through the morning into the afternoon producing numerous reports of damaging thunderstorm winds and an isolated tornado. Storms along the front also produced heavy rainfall, ranging from 1.5 to 4 inches, with higher amounts up to 6 inches, particula...

Tropical Storm — Sep 11, 2017

On the morning of August 30th Tropical Storm Irma developed rapidly over the eastern Atlantic Ocean, just west of the Cape Verde Islands. Tropical Irma quickly strengthened as it moved west, reaching hurricane strength by the morning of August 31st. Hurricane Irma continued to move steadily westward across the Atlantic Ocean, intensifying to category 4 storm on the Saffir-Simpson scale as it ap...

Tropical Storm — Sep 4, 2011

Tropical Storm Lee moved slowly onshore the Louisiana coast on Friday September 2nd and then grudgingly moved northeast through Sunday September 4th before finally becoming caught up in an eastward advancing upper trough and associated frontal system. The remnants of Lee tracked across central Mississippi, central and northern Alabama, and into northern Georgia on the 5th before moving northea...

Flash Flood — May 31, 2010

The weak, closed off upper low that had been lingering across the mid-south for the past few days was being absorbed into the mean flow and was lifting northeast across the region as an open trough. A moist, unstable air mass continued across the region. The added upper support provided and orographic lift across the terrain of northeast Georgia resulting in training of showers and thundersto...

Source: NOAA National Weather Service Storm Events Database.

Barrow County NFIP Flood Insurance Claims

Total Claims Filed
9
Total Paid Out
$219,250
Avg Claim
$73,083
Avg Water Depth
50.0 ft

Claims by Flood Zone

A Zones (High Risk)
1

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Barrow County

FEMA assigns flood zone designations to areas in Barrow County, Georgia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Barrow County

Properties in Barrow County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.