Enter any address in Bulloch County, Georgia to see its FEMA flood zone
Flash flooding from heavy rainfall events is the most frequent type of flooding recorded in Bulloch County. In November 2024, heavy rainfall associated with an impressive tropical airmass produced 8-12 inches of rain in some areas of southeast Georgia, including Bulloch County. In September 2024, Tropical Storm Helene made landfall in Florida as a Category 4 hurricane, impacting Georgia.
National Flood Insurance Program (NFIP) claims data shows that Zone A, areas with a 1% annual chance of flooding, has the highest number of claims at 115, with an average payout of $30,257 and an average water depth of 5.9 feet. Zone X, areas with a 0.2% annual chance of flooding, also has a significant number of claims, with 22 claims averaging $29,950 and 6.3 feet of water depth. Homeowners in Zone A and Zone X, particularly those without a Base Flood Elevation (BFE) or located in areas prone to flash flooding, should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
18 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Bulloch County, Georgia has recorded 33 flood-related events since 1996 according to NOAA's Storm Events Database, including 20 flash floods and 2 river or area floods. The county has received 22 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Hurricane Debby | Tropical Storm | Aug 4, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 4, 2024 |
| Hurricane Idalia | Hurricane | Aug 30, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Tornado | Jan 21, 2017 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 26, 2024 | — |
| Flash Flood | Nov 7, 2024 | 10.00K |
| Flash Flood | Nov 7, 2024 | 25.00K |
| Flood | Aug 7, 2024 | 0.00K |
| Flash Flood | Aug 30, 2023 | 55.00K |
| Tropical Depression | Sep 29, 2022 | — |
| Tropical Depression | Sep 11, 2017 | 900.00K |
| Flash Flood | May 29, 2016 | 0.00K |
| Tropical Storm | Oct 8, 2016 | — (1 deaths) |
| Flash Flood | Oct 8, 2016 | 0.00K |
Tropical Storm — Sep 26, 2024
Helene first developed into a tropical storm in the northwest Caribbean Sea in the late morning of September 24, and strengthened into a hurricane near the Yucatan peninsula about 24 hours later. Helene continued to strengthen and became a major hurricane as it moved to the north-northeast across the eastern Gulf of Mexico. Helene made landfall in the Big Bend region of Florida in the late even...
Flash Flood — Nov 7, 2024
The combination of an impressive tropical airmass (precipitable water values of 2.00-2.50 inches) and deep forcing for ascent produced a large area of very heavy rainfall across southeast Georgia. Rain began in the evening hour and continued through the morning with periods of intense rainfall within thunderstorms. Rainfall totals from the event ranged as high as 8-12 inches, with the greatest ...
Flood — Aug 7, 2024
Debby first developed into a tropical storm about 100 miles west-southwest of Key West, Florida late afternoon on August 3rd, then gradually strengthened to a strong tropical storm while tracking north across the eastern Gulf of Mexico on August 4th. Debby then reached hurricane force strength late on August 4th about 100 miles west-northwest of Tampa, before continuing a north-northeast track ...
Flash Flood — Aug 30, 2023
Idalia first developed into a tropical depression across the western Caribbean Sea near the Yucatan Peninsula on August 26th before slowly gaining strength and becoming a tropical storm on August 27th. The storm then began to take a northward track the next day, passing the western tip of Cuba while gaining strength. On August 29th, Idalia was upgraded to a Category 1 hurricane early in the mor...
Tropical Depression — Sep 29, 2022
Tropical Depression Nine developed in the eastern Caribbean in the morning of Friday, September 23rd. The system steadily strengthened as it tracked to the northeast and became Hurricane Ian in the morning of Monday, September 26th. After making landfall and moving across western Cuba, Ian emerged into the eastern Gulf of Mexico and strengthened into a major hurricane. Ian then made landfall al...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Bulloch County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Bulloch County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.