Enter any address in Carroll County, Georgia to see its FEMA flood zone
Flash flooding from intense rainfall events is the most frequent type of flooding recorded in Carroll County over the past 30 years, with 21 such events documented. Tropical storms have also contributed significantly, with 14 events recorded in the same period. For instance, heavy rainfall associated with Hurricane Helene in September 2024 brought widespread totals of 6 to 14 inches to portions of Georgia, and flash flooding occurred in July 2021 following 1 to 5 inches of rain.
National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the highest number of claims, with an average payout of $104,535 and an average water depth of 2.8 feet. While Zone X and Zone X_UNSHADED have seen fewer claims, the average water depth in Zone X_UNSHADED was notably higher at 5.6 feet, despite a lower average payout. Homeowners in Zone A, as well as those in areas with higher water depths regardless of zone designation, should pay close attention to their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
14 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Carroll County, Georgia has recorded 47 flood-related events since 1996 according to NOAA's Storm Events Database, including 21 flash floods and 9 river or area floods. The county has received 22 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Tropical Storm Zeta | Hurricane | Oct 29, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Storms And Flooding | Severe Storm | Dec 22, 2015 |
| Severe Winter Storm | Severe Ice Storm | Feb 10, 2014 |
| Severe Storms And Flooding | Severe Storm | Sep 18, 2009 |
| Severe Storms And Tornadoes | Severe Storm | May 11, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Tropical Storm | Sep 26, 2024 | 35.00K |
| Flash Flood | Jul 20, 2021 | 0.00K |
| Tropical Storm | Oct 28, 2020 | — |
| Flash Flood | Jul 16, 2018 | 0.00K |
| Flash Flood | Jul 16, 2018 | 40.00K |
| Flash Flood | Jul 16, 2018 | 45.00K |
| Tropical Storm | Sep 11, 2017 | 150.00K |
| Flash Flood | Dec 24, 2015 | 866.00K |
| Flash Flood | Apr 7, 2014 | 3.00K |
| Flash Flood | Apr 7, 2014 | 15.00K |
Tropical Storm — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane in the Big Bend region of Florida at 11 PM EDT. Helene moved quickly inland bringing wind gusts between 50 and 100 mph to portions of east and central Georgia. Widespread rainfall totals between 6 and 14 inches were observed in association with Helene across north and central Georgia. The highest rainfall amounts were primarily observed i...
Flash Flood — Jul 20, 2021
Afternoon showers and thunderstorms produced widespread heavy rain over north and central Georgia on the evening of July 19th and 20th. Rainfall amounts ranged from 1 to 3 inches, with pockets of 3 to 5 inches over northeast Georgia and the Atlanta metro area. As a result, flash flooding occurred, including several reports of water rescues. These rainfall amounts occurred during a prolonged per...
Tropical Storm — Oct 28, 2020
During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.
Flash Flood — Jul 16, 2018
A continued moist and moderately unstable air mass over the region combined with daytime heating to produce isolated severe thunderstorms each afternoon and evening.
Tropical Storm — Sep 11, 2017
On the morning of August 30th Tropical Storm Irma developed rapidly over the eastern Atlantic Ocean, just west of the Cape Verde Islands. Tropical Irma quickly strengthened as it moved west, reaching hurricane strength by the morning of August 31st. Hurricane Irma continued to move steadily westward across the Atlantic Ocean, intensifying to category 4 storm on the Saffir-Simpson scale as it ap...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Carroll County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Carroll County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.