FloodZoneMap.org

Charlton County, Georgia Flood Zones

Check an Address in Charlton County

Enter any address in Charlton County, Georgia to see its FEMA flood zone

Read First-Hand Flood Stories from Charlton County

5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Georgia flood stories →

Flood Risk Data for Charlton County

Charlton County, Georgia has recorded 11 flood-related events since 1996 according to NOAA's Storm Events Database, including 5 flash floods and 2 river or area floods. The county has received 21 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.

Charlton County Disaster History

FEMA Disaster Declarations (1977–2024)

Disaster Declarations
21
Hurricane Disasters
4
Latest Disaster
Hurricane Helene (2024-09-24)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Charlton County

DeclarationTypeDate
Hurricane HeleneTropical StormSep 24, 2024
Hurricane DebbyTropical StormAug 4, 2024
Tropical Storm DebbyTropical StormAug 4, 2024
Hurricane IdaliaHurricaneAug 30, 2023
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane DorianHurricaneAug 29, 2019
Hurricane MichaelHurricaneOct 9, 2018
Hurricane IrmaHurricaneSep 7, 2017
West Mims FireFireMay 6, 2017

Recorded Flood Events in Charlton County

NOAA Storm Events Database (1996–2025)

Total Flood Events
11
River/Area Floods
2
Flash Floods
5
Hurricanes/Tropical Storms
4
Total Property Damage
$200,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Charlton County

TypeDateDamage
Tropical StormSep 27, 20240.00K
Tropical StormAug 4, 20240.00K
Tropical StormAug 30, 20230.00K
FloodMay 22, 20230.00K
FloodJul 7, 20210.00K
Flash FloodJun 12, 20200.00K
Flash FloodSep 29, 199810K
Flash FloodOct 4, 199815K
Flash FloodSep 30, 199615K
Flash FloodOct 7, 1996.16M

Charlton County Flood History

Tropical Storm — Sep 27, 2024

Hurricane Helene made landfall as a category 4 with peak winds of near 140 mph in the Florida Big |Bend just east of the Aucilla River Entrance in Taylor County, late Thursday evening September 26, |2024. Helene's main impact to southeast Georgia and northeast Florida was wind damage as it |tracked quickly north-northeast. The very powerful hurricane and the forward motion produced a |wide swa...

Tropical Storm — Aug 4, 2024

Hurricane Debby made landfall as a Category 1 storm along the FL Big Bend coast during the early morning of August 5, 2024. Prior to landfall, outer convective bands produced tornadoes across portions of northeast Florida on August 4th. Widespread flooding moved inland with Debby across the Suwannee River Valley and inland Southeast Georgia where flash flooding and moderate to major river flood...

Tropical Storm — Aug 30, 2023

Hurricane Idalia made landfall Wednesday morning August 30th around 745 AM EDT along the|Florida Big Bend near Keaton Beach as a category 3, with the inner core moving NE across the|Suwannee River Valley. The inner wind core of Idalia gradually weakened through the morning while,|heavily impacting Suwannee and Hamilton counties in NE Florida and Echols county SE Georgia as the|circulation track...

Flood — May 22, 2023

A front stalled across the local forecast area and served as a focus for localized heavy rainfall in diurnally enhanced sea breeze convection.

Flood — Jul 7, 2021

Tropical Storm Elsa tracked NNE across the western tier of the local forecast area through the day on Wed, July 7th. The storm made landfall along the FL Big Bend coast. The main impacts from TS Elsa for the local area included 3 confirmed tornadoes, downed trees due to gusty winds, and heavy rainfall which caused river flooding. There was one loss of life due to a tree falling onto a car. Peak...

Source: NOAA National Weather Service Storm Events Database.

Charlton County NFIP Flood Insurance Claims

Total Claims Filed
35
Total Paid Out
$1.1M
Avg Claim
$35,476
Avg Water Depth
16.6 ft

Claims by Flood Zone

A Zones (High Risk)
25

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Charlton County

FEMA assigns flood zone designations to areas in Charlton County, Georgia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Charlton County

Properties in Charlton County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.