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Chattahoochee County, Georgia Flood Zones

Check an Address in Chattahoochee County

Enter any address in Chattahoochee County, Georgia to see its FEMA flood zone

The Flooding Character of Chattahoochee County

Tropical storm activity is the dominant flood character in Chattahoochee County, GA. Between 2000 and 2020, NOAA Storm Events data recorded 14 tropical storm events, alongside 2 hurricane and 2 flood events, and 4 flash flood events. For example, Tropical Storm Zeta caused widespread power outages and isolated flooding across north and central Georgia in October 2020. In October 2018, Hurricane Michael, a high-end Category 4 hurricane, moved inland across south and central Georgia, causing widespread wind damage.

While specific flood zones are not detailed in the provided data, NFIP claims show that properties in "Zone Unknown" have experienced flooding, with an average payout of $1,210 and an average water depth of -11.0 feet. Residents in areas prone to flash flooding, as well as those in proximity to waterways that may be affected by tropical storm rainfall, should remain aware of potential flood risks.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Chattahoochee County

5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Georgia flood stories →

Flood Risk Data for Chattahoochee County

Chattahoochee County, Georgia has recorded 22 flood-related events since 1996 according to NOAA's Storm Events Database, including 4 flash floods and 2 river or area floods. The county has received 11 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.

Chattahoochee County Disaster History

FEMA Disaster Declarations (1977–2026)

Disaster Declarations
11
Hurricane Disasters
2
Latest Disaster
Severe Winter Storm (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Chattahoochee County

DeclarationTypeDate
Severe Winter StormWinter StormJan 22, 2026
Hurricane HeleneTropical StormSep 24, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane MichaelHurricaneOct 9, 2018
Hurricane IrmaHurricaneSep 7, 2017
Severe Storms And FloodingSevere StormDec 22, 2015
Hurricane Katrina EvacuationHurricaneAug 27, 2005
DroughtDroughtJul 20, 1977

Recorded Flood Events in Chattahoochee County

NOAA Storm Events Database (1996–2025)

Total Flood Events
22
River/Area Floods
2
Flash Floods
4
Hurricanes/Tropical Storms
16
Total Property Damage
$144,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Chattahoochee County

TypeDateDamage
Tropical StormOct 28, 2020
Tropical StormOct 10, 20180.00K
Flash FloodJul 25, 20175.00K
Tropical StormSep 11, 201775.00K
Flash FloodJan 2, 20170.00K
Flash FloodDec 24, 201556.00K
Tropical StormSep 4, 20110.00K
FloodDec 14, 20093.00K
Tropical StormNov 10, 20090.00K
Tropical StormAug 21, 20080.00K

Chattahoochee County Flood History

Tropical Storm — Oct 28, 2020

During the late evening of October 28th through the morning of October 29th, Tropical Storm Zeta swept rapidly across north Georgia producing widespread wind damage and isolated flooding across north and portions of central Georgia. Around 1.5 million customers lost electricity for some period of time, some for several days.

Tropical Storm — Oct 10, 2018

Hurricane Michael made landfall along the Florida panhandle at Mexico beach (just southeast of Panama City) on the afternoon of October 10, 2018 as a high-end Category 4 hurricane (max winds of 155 MPH). Michael then moved rapidly inland, causing widespread wind damage along its path as it swept northeast across south and central Georgia. Hurricane Michael was the first major hurricane, categor...

Flash Flood — Jul 25, 2017

With a very moist air mass persisting across the region, a stalled frontal boundary across north Georgia produced scattered reports of damaging winds and very heavy rainfall. Isolated flash flooding occurred, particularly where rainfall amounts topped 4 inches.

Tropical Storm — Sep 11, 2017

On the morning of August 30th Tropical Storm Irma developed rapidly over the eastern Atlantic Ocean, just west of the Cape Verde Islands. Tropical Irma quickly strengthened as it moved west, reaching hurricane strength by the morning of August 31st. Hurricane Irma continued to move steadily westward across the Atlantic Ocean, intensifying to category 4 storm on the Saffir-Simpson scale as it ap...

Flash Flood — Jan 2, 2017

A strong mid-level short wave swept across the southeastern U.S. during the afternoon and overnight interacting with an unseasonably warm and moderately unstable atmosphere across central Georgia. Widespread thunderstorms resulted in scattered reports of damaging winds and an isolated tornado. High rainfall amounts also produced isolated flash flooding.

Source: NOAA National Weather Service Storm Events Database.

Chattahoochee County NFIP Flood Insurance Claims

Total Claims Filed
2
Total Paid Out
$2,420
Avg Claim
$2,420

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Chattahoochee County

FEMA assigns flood zone designations to areas in Chattahoochee County, Georgia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Chattahoochee County

Properties in Chattahoochee County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.