FloodZoneMap.org

Clay County, Georgia Flood Zones

Check an Address in Clay County

Enter any address in Clay County, Georgia to see its FEMA flood zone

Read First-Hand Flood Stories from Clay County

9 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Clay County

Clay County, Georgia has recorded 10 flood-related events since 1996 according to NOAA's Storm Events Database. The county has received 14 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.

Clay County Disaster History

FEMA Disaster Declarations (1994–2024)

Disaster Declarations
14
Hurricane Disasters
4
Latest Disaster
Hurricane Helene (2024-09-24)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Clay County

DeclarationTypeDate
Hurricane HeleneTropical StormSep 24, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane MichaelHurricaneOct 9, 2018
Hurricane IrmaHurricaneSep 7, 2017
Severe Storms, Tornadoes, Straight-line Winds, And FloodingTornadoJan 21, 2017
Severe Storms And TornadoesSevere StormMar 1, 2007
Hurricane Katrina EvacuationHurricaneAug 27, 2005
Hurricane IvanHurricaneSep 14, 2004
Severe Storms And FloodingSevere StormFeb 14, 1998

Recorded Flood Events in Clay County

NOAA Storm Events Database (1996–2025)

Total Flood Events
10
River/Area Floods
1
Hurricanes/Tropical Storms
9
Total Property Damage
$1.4M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Clay County

TypeDateDamage
Tropical StormSep 26, 20240.00K
Tropical StormAug 16, 20213.00K
Tropical StormOct 10, 20181.00M
Tropical StormSep 10, 201750.00K
Tropical StormAug 22, 20085.00K
Hurricane (Typhoon)Jul 9, 2005100K
Tropical StormSep 15, 200450K
Tropical StormSep 5, 2004
FloodMar 8, 1998200K
Tropical StormSep 3, 199835K

Clay County Flood History

Tropical Storm — Sep 26, 2024

Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...

Tropical Storm — Aug 16, 2021

After moving across the Greater Antilles and weakening, the remnants of Tropical Storm Fred strengthened into a tropical storm once again in the Gulf of Mexico and made landfall near Cape San Blas with maximum sustained winds near 65 mph on August 16th. The storm brought flooding and strong winds to numerous areas of the tri-state region. Rainfall amounts were generally in the 3 to 9 inch range...

Tropical Storm — Oct 10, 2018

Hurricane Michael started as typical weak October Caribbean tropical system. However, after approximately a week of slow development, the system moved into warm Gulf of Mexico waters and rapidly intensified into a major hurricane as it moved north towards the Florida Panhandle. After a 2-day long intensification period over the eastern Gulf, Michael made landfall as an unprecedented (for the re...

Tropical Storm — Sep 10, 2017

Hurricane Irma brought numerous impacts to the Florida Big Bend, southwest Georgia and southeast Alabama including widespread downed trees and power lines, roads blocked by trees, power outages, and trees on homes. Two people died during the event - one due to a car crash (Liberty County, FL) and another that had a heart attack (Worth County, GA). Two indirect deaths occurred due to carbon mono...

Tropical Storm — Aug 22, 2008

Tropical Storm Fay, which came ashore along the northeast Florida coast, moved slowly westward toward the Florida Panhandle from the 22nd through the 24th. The rain bands from Fay produced sustained winds of 25 to 40 mph with frequent gusts over 45 mph. These winds downed numerous trees and power lines throughout most of southwest and south central Georgia. Rainfall amounts associated with t...

Source: NOAA National Weather Service Storm Events Database.

Georgia Statewide Flood Insurance Data

Total NFIP Claims
24,393
Total Claims Paid
$516.2M

Flood Zone Types in Clay County

FEMA assigns flood zone designations to areas in Clay County, Georgia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Clay County

Properties in Clay County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.