5 flood insurance claims·$1,100 paid·5 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Clinch County, Georgia. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
In flood insurance claims here that reported a flood depth, the average was 4 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2016, with 1 claims and $1,100 paid, the year of Hurricane Matthew.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
7 NOAA storm reports from Clinch County describe what happened, in the words of the forecasters who covered it. Read the Georgia flood stories →
19 federal disaster declarations since 1977, 5 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Hurricane Helene | Sep 24, 2024 |
| Hurricane Debby | Aug 4, 2024 |
| Tropical Storm Debby | Aug 4, 2024 |
| Hurricane Idalia | Aug 30, 2023 |
| Hurricane Michael | Oct 9, 2018 |
| Hurricane Irma | Sep 7, 2017 |
| West Mims Fire | May 6, 2017 |
| Hurricane Matthew | Oct 4, 2016 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
13 since 1996: 1 flash floods and 3 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Hurricane (Typhoon) | Sep 27, 2024 | — · 1 killed |
| Tropical Storm | Aug 4, 2024 | — |
| Tropical Storm | Aug 30, 2023 | — |
| Flood | May 12, 2023 | $5,000 |
| Tropical Storm | Oct 10, 2018 | — |
| Tropical Storm | Sep 10, 2017 | — |
| Tropical Storm | Sep 1, 2016 | — |
| Tropical Storm | Jun 2, 2007 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Hurricane (Typhoon) · Sep 27, 2024. Hurricane Helene made landfall as a category 4 with peak winds of near 140 mph in the Florida Big |Bend just east of the Aucilla River Entrance in Taylor County, late Thursday evening September 26, |2024. Helene's main impact to southeast Georgia and northeast Florida was wind damage as it |tracked quickly north-northeast. The very powerful hurricane and the forward motion produced a |wide swath of wind damage ac…
Tropical Storm · Aug 4, 2024. Hurricane Debby made landfall as a Category 1 storm along the FL Big Bend coast during the early morning of August 5, 2024. Prior to landfall, outer convective bands produced tornadoes across portions of northeast Florida on August 4th. Widespread flooding moved inland with Debby across the Suwannee River Valley and inland Southeast Georgia where flash flooding and moderate to major river flooding occurred.
Tropical Storm · Aug 30, 2023. Hurricane Idalia made landfall Wednesday morning August 30th around 745 AM EDT along the|Florida Big Bend near Keaton Beach as a category 3, with the inner core moving NE across the|Suwannee River Valley. The inner wind core of Idalia gradually weakened through the morning while,|heavily impacting Suwannee and Hamilton counties in NE Florida and Echols county SE Georgia as the|circulation tracked NE. Widespread tr…
Flood · May 12, 2023. Thunderstorms increased in coverage and intensity along the sea breeze fronts in the afternoon and early evening, with boundary mergers across interior counties of the Suwannee River Valley in the evening. Unstable mid levels with lapse rates around 6-7 degC/km but weak shear promoted gusty winds as the main hazards in strong to severe storms.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Clinch County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.