FloodZoneMap.org

Coffee County, Georgia Flood Zones

Check an Address in Coffee County

Enter any address in Coffee County, Georgia to see its FEMA flood zone

The Flooding Character of Coffee County

Flash flooding and tropical storm events are the most frequent flood-related hazards impacting Coffee County, GA. Over the past 30 years, NOAA data indicates 6 flash flood events and 6 tropical storm events. Recent examples include widespread flooding inland with Hurricane Debby in August 2024, and significant impacts from Hurricane Idalia in August 2023.

FEMA data shows that properties designated as Zone A have experienced the most National Flood Insurance Program (NFIP) claims, with an average of 20 claims, an average payout of $19,877, and an average water depth of 6.0 feet. While Zone X has fewer claims (13), it has seen a higher average water depth of 9.5 feet. Homeowners in Zone A and Zone X, as well as those in lower-lying areas, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Coffee County

7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Georgia flood stories →

Flood Risk Data for Coffee County

Coffee County, Georgia has recorded 20 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 7 river or area floods. The county has received 21 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Coffee County Disaster History

FEMA Disaster Declarations (1974–2024)

Disaster Declarations
21
Flood/Coastal Disasters
1
Hurricane Disasters
5
Latest Disaster
Hurricane Helene (2024-09-24)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Coffee County

DeclarationTypeDate
Hurricane HeleneTropical StormSep 24, 2024
Hurricane DebbyTropical StormAug 4, 2024
Tropical Storm DebbyTropical StormAug 4, 2024
Hurricane IdaliaHurricaneAug 30, 2023
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane MichaelHurricaneOct 9, 2018
Hurricane IrmaHurricaneSep 7, 2017
Hurricane MatthewHurricaneOct 4, 2016
Mosley Road FireFireMar 24, 2011

Recorded Flood Events in Coffee County

NOAA Storm Events Database (1996–2025)

Total Flood Events
20
River/Area Floods
7
Flash Floods
6
Hurricanes/Tropical Storms
7
Total Property Damage
$1.5M
Flood Deaths
1

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Coffee County

TypeDateDamage
FloodOct 10, 20250.00K
Hurricane (Typhoon)Sep 27, 20240.00K (1 deaths)
Tropical StormAug 4, 20240.00K
Tropical StormAug 30, 20230.00K
FloodApr 24, 20210.00K
Tropical StormOct 10, 20180.00K
Flash FloodApr 2, 20160.00K
Tropical StormSep 1, 20160.00K
FloodMar 28, 20090.00K
FloodApr 3, 20090.00K

Coffee County Flood History

Flood — Oct 10, 2025

An extended duration local nor'easter wind event developed October 9th and persisted through the 12th between high pressure wedging down the SE US coast and a sharpening coastal trough axis over the local coastal waters. Gusty winds of 40-51 mph impacted coastal areas, with the strongest winds from 10/9 in the afternoon through 10/10 in the evening along the Duval county coast of 51 mph. Tidal ...

Hurricane (Typhoon) — Sep 27, 2024

Hurricane Helene made landfall as a category 4 with peak winds of near 140 mph in the Florida Big |Bend just east of the Aucilla River Entrance in Taylor County, late Thursday evening September 26, |2024. Helene's main impact to southeast Georgia and northeast Florida was wind damage as it |tracked quickly north-northeast. The very powerful hurricane and the forward motion produced a |wide swa...

Tropical Storm — Aug 4, 2024

Hurricane Debby made landfall as a Category 1 storm along the FL Big Bend coast during the early morning of August 5, 2024. Prior to landfall, outer convective bands produced tornadoes across portions of northeast Florida on August 4th. Widespread flooding moved inland with Debby across the Suwannee River Valley and inland Southeast Georgia where flash flooding and moderate to major river flood...

Tropical Storm — Aug 30, 2023

Hurricane Idalia made landfall Wednesday morning August 30th around 745 AM EDT along the|Florida Big Bend near Keaton Beach as a category 3, with the inner core moving NE across the|Suwannee River Valley. The inner wind core of Idalia gradually weakened through the morning while,|heavily impacting Suwannee and Hamilton counties in NE Florida and Echols county SE Georgia as the|circulation track...

Flood — Apr 24, 2021

A potent storm system developing over the lower MS River Valley tracked eastward across the Gulf Coast States and brought a couple rounds of severe storms to the local area. The first wave of strong to severe storms approached SE GA midday with strong shear and high low level helicity favoring all severe weather hazards including damaging winds, large hail and tornadoes. This initial band of co...

Source: NOAA National Weather Service Storm Events Database.

Coffee County NFIP Flood Insurance Claims

Total Claims Filed
36
Total Paid Out
$624,740
Avg Claim
$21,986
Avg Water Depth
9.6 ft

Claims by Flood Zone

A Zones (High Risk)
20
X Shaded (500-yr)
2

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Coffee County

FEMA assigns flood zone designations to areas in Coffee County, Georgia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Coffee County

Properties in Coffee County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.