Enter any address in Cook County, Georgia to see its FEMA flood zone
Flash flooding from severe storms is a primary flood concern in Cook County. Over the last 30 years, NOAA Storm Events data shows 10 tropical storm events and 11 flash flood events impacting the county. For example, flash flooding was reported in Cook County on May 8, 2025, following strong storms. Additionally, tropical storm systems have brought significant rainfall, contributing to flood risks.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced more frequent claims, with an average of 7 claims resulting in payouts averaging $19,750 and an average water depth of 7.0 feet. While Zone X has seen fewer claims (1 claim), the average payout was $4,504 with an average water depth of 2.0 feet. Homeowners in Zone A, and those without properties at or above the Base Flood Elevation (BFE), should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
13 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Cook County, Georgia has recorded 23 flood-related events since 1996 according to NOAA's Storm Events Database, including 9 flash floods and 2 river or area floods. The county has received 18 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1977–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Hurricane Debby | Tropical Storm | Aug 4, 2024 |
| Tropical Storm Debby | Tropical Storm | Aug 4, 2024 |
| Hurricane Idalia | Hurricane | Aug 30, 2023 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Tornado | Jan 21, 2017 |
| Severe Storms, Flooding, Tornadoes, And Straight-line Winds | Severe Storm | Mar 26, 2009 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 8, 2025 | 0.00K |
| Flash Flood | Jun 30, 2024 | 0.00K |
| Hurricane (Typhoon) | Sep 26, 2024 | 50.00M |
| Flash Flood | Jul 25, 2024 | 0.00K |
| Flash Flood | May 17, 2024 | 0.00K |
| Flash Flood | Jul 8, 2024 | 0.00K |
| Tropical Storm | Aug 5, 2024 | 0.00K |
| Tropical Storm | Aug 30, 2023 | 5.00M |
| Tropical Storm | Nov 10, 2022 | 3.00K |
| Flash Flood | Jul 5, 2022 | 0.00K |
Flash Flood — May 8, 2025
Strong to severe storms ahead of a cold front brought impacts to trees and power lines to portions of Early and Randolph counties. In addition, flash flooding was reported in Cook county.
Flash Flood — Jun 30, 2024
Scattered thunderstorms developed during the afternoon, typical of summertime. A few trees were blown down with the strongest storms. In addition, slow moving storms produced localized flash flooding.
Hurricane (Typhoon) — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — Jul 25, 2024
Slow moving thunderstorms produced localized flash flooding across the area.
Flash Flood — May 17, 2024
During the early morning hours of May 17th, a long lived derecho that impacted the north central Gulf coast clipped portions of Gulf and Franklin counties with significant wind gusts in excess of hurricane force measured, along with impacts to trees and power lines and minor structural damage. Later in the day and on May 18th, additional rounds of severe storms impacted the tri-state area with ...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Cook County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Cook County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.