FloodZoneMap.org

Decatur County, Georgia Flood Zones

Check an Address in Decatur County

Enter any address in Decatur County, Georgia to see its FEMA flood zone

The Flooding Character of Decatur County

Tropical storm activity is the most frequent type of flooding event in Decatur County, GA, with 13 occurrences in the last 30 years. This is followed by flash floods (10 events) and general floods (6 events). Major storms like Hurricane Helene in September 2024 and Hurricane Idalia in August 2023 have impacted the region.

National Flood Insurance Program (NFIP) data shows that properties in Zone A have experienced the most claims, with 118 claims averaging $27,477 and an average water depth of 5.9 feet. Zone X also has a significant number of claims, with 38 averaging $21,676 and 4.9 feet of water. Homeowners in Zone A, and those in Zone X, should pay particular attention to flood risk.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Decatur County

21 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Georgia flood stories →

Flood Risk Data for Decatur County

Decatur County, Georgia has recorded 31 flood-related events since 1996 according to NOAA's Storm Events Database, including 10 flash floods and 6 river or area floods. The county has received 19 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Decatur County Disaster History

FEMA Disaster Declarations (1966–2024)

Disaster Declarations
19
Flood/Coastal Disasters
1
Hurricane Disasters
4
Latest Disaster
Hurricane Helene (2024-09-24)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Decatur County

DeclarationTypeDate
Hurricane HeleneTropical StormSep 24, 2024
Hurricane DebbyTropical StormAug 4, 2024
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Hurricane MichaelHurricaneOct 9, 2018
Hurricane IrmaHurricaneSep 7, 2017
Severe Storms And FloodingSevere StormDec 22, 2015
Severe Storms, Flooding, Tornadoes, And Straight-line WindsSevere StormMar 26, 2009
Hurricane Katrina EvacuationHurricaneAug 27, 2005
Tropical Storm FrancesHurricaneSep 3, 2004

Recorded Flood Events in Decatur County

NOAA Storm Events Database (1996–2025)

Total Flood Events
31
River/Area Floods
6
Flash Floods
10
Hurricanes/Tropical Storms
15
Total Property Damage
$828.3M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Decatur County

TypeDateDamage
Tropical StormSep 26, 20240.00K
Tropical StormAug 30, 20230.00K
Tropical StormNov 10, 20223.00K
Flash FloodAug 8, 20220.00K
Flash FloodJun 3, 20220.00K
Tropical StormAug 16, 20213.00K
Flash FloodMay 11, 20210.00K
Flash FloodSep 16, 20200.00K
Hurricane (Typhoon)Oct 10, 2018300.00M
Flash FloodDec 1, 20180.00K

Decatur County Flood History

Tropical Storm — Sep 26, 2024

Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...

Tropical Storm — Aug 30, 2023

Hurricane Idalia made landfall on the morning of August 30th along the coast of Taylor County Florida near Keaton Beach at approximately 745 am EDT. The hurricane made landfall with estimated sustained winds of 125 mph, making it a Category 3 hurricane on the Saffir-Simpson Hurricane Wind Scale, the first major hurricane on record to make landfall in this portion of Florida. Hurricane Idalia mo...

Tropical Storm — Nov 10, 2022

Tropical Storm Nicole moved across the Florida Peninsula and turned northwestward, moving across the Florida Big Bend into southern Georgia. Wind and rain impacts were relatively minimal. No flooding was reported, and wind damage consisted mainly of a few trees down with sporadic power outages.

Flash Flood — Aug 8, 2022

A typical summertime pattern prevailed with scattered afternoon thunderstorms across the tri-state region. A few storms produced damaging wind gusts with impacts to trees and power lines along with heavy rain which resulted in localized flooding.

Flash Flood — Jun 3, 2022

A typical summertime pattern prevailed with scattered afternoon thunderstorms across the tri-state region. There were a few reports of wind damage with the strongest storms.

Source: NOAA National Weather Service Storm Events Database.

Decatur County NFIP Flood Insurance Claims

Total Claims Filed
160
Total Paid Out
$4.1M
Avg Claim
$30,198
Avg Water Depth
10.7 ft

Claims by Flood Zone

A Zones (High Risk)
118

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Decatur County

FEMA assigns flood zone designations to areas in Decatur County, Georgia:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Decatur County

Properties in Decatur County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.