Enter any address in Dougherty County, Georgia to see its FEMA flood zone
Flash flooding from scattered thunderstorms is the most frequent flood event in Dougherty County, GA, occurring 48 times in the last 30 years. Other flood events include general floods (18), tropical storms (9), and hurricanes (2). Recent examples include flash flooding on July 2, 2025, caused by a slow-moving thunderstorm over Albany, and a broader flash flood event across southwest Georgia on August 22, 2025, due to a moist airmass and weak steering flow.
National Flood Insurance Program (NFIP) data shows that Zone A, typically areas of higher flood risk, has had the most claims (891) with an average payout of $22,945 and an average water depth of 4.8 feet. While Zone X and X_UNSHADED have fewer claims, some Zone X_UNSHADED claims show higher average payouts ($33,936) and water depths (3.0 feet) than Zone A. Homeowners in Zone A, and those in Zone X_UNSHADED with higher average payouts, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
53 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Dougherty County, Georgia has recorded 77 flood-related events since 1996 according to NOAA's Storm Events Database, including 48 flash floods and 18 river or area floods. The county has received 17 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1966–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Helene | Tropical Storm | Sep 24, 2024 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Michael | Hurricane | Oct 9, 2018 |
| Hurricane Irma | Hurricane | Sep 7, 2017 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Tornado | Jan 21, 2017 |
| Severe Storms, Tornadoes, And Straight-line Winds | Severe Storm | Jan 2, 2017 |
| Severe Storms, Flooding, Tornadoes, And Straight-line Winds | Severe Storm | Mar 26, 2009 |
| Severe Storms And Tornadoes | Severe Storm | Mar 1, 2007 |
| Hurricane Katrina Evacuation | Hurricane | Aug 27, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 22, 2025 | 0.00K |
| Flash Flood | Jul 2, 2025 | 0.00K |
| Flash Flood | Sep 27, 2024 | 0.00K |
| Tropical Storm | Sep 26, 2024 | 0.00K |
| Flash Flood | Feb 12, 2024 | 0.00K |
| Flash Flood | Apr 10, 2024 | 0.00K |
| Flash Flood | Mar 9, 2024 | 0.00K |
| Flash Flood | Jun 21, 2023 | 0.00K |
| Flash Flood | Jun 15, 2023 | 0.00K |
| Flash Flood | Jun 14, 2023 | 100.00K |
Flash Flood — Aug 22, 2025
Scattered afternoon thunderstorms developed in a summertime airmass with an isolated severe storm occurring in Thomas county with impacts to trees and power lines. In addition, a very moist airmass and weak steering flow led to flash flooding across portions of southwest Georgia.
Flash Flood — Jul 2, 2025
An isolated, slow moving thunderstorm developed over Albany with heavy rainfall in a short period of time. This led to flash flooding on several roads in the city.
Flash Flood — Sep 27, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Tropical Storm — Sep 26, 2024
Hurricane Helene made landfall as a Category 4 hurricane with maximum sustained winds of 140 mph and a minimum central pressure of 938 mb (27.70 inches) at about 11:10 PM EDT on Thursday, September 26th, in Taylor County Florida just east of the Aucilla River. Helene quickly moved inland across Taylor and Madison Counties before moving into Lowndes County in South Central Georgia. The hurricane...
Flash Flood — Feb 12, 2024
A line of thunderstorms trained across parts of the tri-state area, bringing flash flooding to portions of southeast Alabama and southwest Georgia. Considerable flash flooding occurred across Houston county, Alabama where rainfall amounts near 7 inches were measured in just a few hours. In Georgia, rainfall amounts around 5 inches were observed. For the Florida panhandle, rainfall amounts we...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Dougherty County, Georgia:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Dougherty County, Georgia that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.